5803 Cameron Rd, Freeland, WA 98249 Property Records

Island County property record for 5803 Cameron Rd, Freeland, WA 98249

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 900 sqft · built 1955
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on File
Last Sale$56,714 (Mar 2013)
Tax Bill$488 (2026)
Deeds & MortgagesJan 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNS8405-02-00005-0

Property Details

APN / Parcel Number

Primary APNS8405-02-00005-0
Alternative APN
  • 427498

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area900 sqft Living Area
1st Floor Area600 sqft
Upper Floors Area300 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1975
Exterior MaterialWood Siding
Foundation TypeBlock
Roof MaterialAluminum
Lot Area11,250 sqft (0.258 acres)
PorchOpen Porch
Porch Area319 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address5803 CAMERON RD
CityFREELAND
StateWA
Zip98249-9802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionWHERE SHIPS PASS 2ND LOT 5
Legal SubdivisionWHERE SHIPS PASS 2ND
Legal Lot Number5
JurisdictionISLAND WA
Township / Civil DivisionSOUTH WHIDBEY ISLAND
Census Block Group1
Census Block1010
Census Tract971800

Owner

5803 Cameron Rd is owned and occupied by an individual who bought it in March 2013.

Source: Island County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5803 CAMERON RD, FREELAND, WA 98249-9802
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2013 · Amount on File
Deed SaleMar 18, 2013 · Amount on File
Deed Document Number20134335666
Prior Transfer DateMar 11, 2013
Prior Transfer Doc0004335666
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address5803 CAMERON RD, FREELAND, WA 98249-9802
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyCTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5803 CAMERON RD, FREELAND, WA 98249-9802

Mortgage

Document Number0004555538
DateJan 10, 2023
Instrument4555538
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.98%
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.9%

Tax Assessment & Valuation

The 2026 property tax bill for 5803 Cameron Rd was $488 with a senior citizen's exemption.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictSouth Whidbey School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488.00
2025$383,465 Land $250,000 Building $133,465$383,465 Land $250,000 Building $133,465
2023$443.00 Senior Citizen's exemption$389,620 (+11.81%) Land $250,000 Building $139,620$389,620 (+11.81%) Land $250,000 Building $139,620
2022$348,463 Land $220,000 Building $128,463$348,463 Land $220,000 Building $128,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5803 Cameron Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims12 (1995–2022)
Claims Outside the SFHA5 of 12
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Land & Muds Slides,flooding, Feb 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5803 Cameron Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemW&B WATERWORKS 1
private · serves 1,112 people · EPA ID WA5346670
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Whidbey Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Cameron Rd

Nearby Streets

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