58027 Ox Bow Dr, Elkhart, IN 46516 Property Records

Elkhart County property record for 58027 Ox Bow Dr, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1967
Lot Size	0.503 acres (21,911 sqft)
Owner	Individual Name on File
Last Sale	$355,043 (Jun 2024)
Tax Bill	$1,775 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-06-23-126-012.000-009`

Property Details

APN / Parcel Number

Primary APN	`20-06-23-126-012.000-009`
Alternative APN	`0623126012009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	1,688 sqft
Basement Area	1,212 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,911 sqft (0.503 acres)
Lot Dimensions	160 ft deep x 137 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	625 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	320 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	58027 OX BOW DR
City	ELKHART
State	IN
Zip	46516-6317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MILLERS RIVER MANOR 5TH LOT 13
Legal Subdivision	MILLERS RIVER MANOR 5TH
Legal Block	126
Legal Lot Number	13
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2003
Census Tract	2002

Owner

58027 Ox Bow Dr is owned and occupied by an individual who bought it in June 2024.

Source: Elkhart County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	58027 OX BOW DR, ELKHART, IN 46516-6317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Deed Document Number	20248852
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0000022651
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Recording Date	Jun 23, 2026
Property Address	58027 OX BOW DR, ELKHART, IN 46516-6317
Document Number	0000011024
Instrument Date	Jun 15, 2026
Instrument	202611024
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58027 OX BOW DR, ELKHART, IN 46516-6317

Mortgage

Document Number	0000011024,
Date	Jun 23, 2026
Instrument	202611024

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	339 Months
Due	Sep 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	58027 OX BOW DR, ELKHART, IN 46516-6317
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009194
Date	Nov 15, 2023
Instrument	2023-19194

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	145 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,300 (+13.33%) Land $19,500 Building $199,800	$219,300 (+13.33%) Land $19,500 Building $199,800
2024	$1,775.00	$193,500 (+6.2%) Land $19,500 Building $174,000	$193,500 (+6.2%) Land $19,500 Building $174,000
2023		$182,200 (+8.71%) Land $19,500 Building $162,700	$182,200 (+8.71%) Land $19,500 Building $162,700
2022	$1,702.00 Homeowner's exemption	$167,600 Land $19,500 Building $148,100	$167,600 Land $19,500 Building $148,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 58027 Ox Bow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 58027 Ox Bow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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