Polk County property record for 5802 Coveview Dr E, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,909 sqft · built 1990 |
| Lot Size | 0.53 acres (23,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Feb 2019) |
| Tax Bill | $4,068 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-18-285760-000382 |
| Primary APN | 24-29-18-285760-000382 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,909 sqft Living Area |
| Gross Area | 3,537 sqft |
| 1st Floor Area | 2,045 sqft |
| Upper Floors Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 23,078 sqft (0.53 acres) |
| Lot Dimensions | 220 ft deep x 115 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 237 sqft |
| Cooling System | Central |
|---|
| Street Address | 5802 COVEVIEW DR E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCOTTSLAND COVE PB 87 PG 29 LOT 38 LESS SWLY 7.5 FT |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 18 |
| Legal Subdivision | SCOTTSLAND COVE |
| Legal Tract | 285760 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11821 |
5802 Coveview Dr E is owned and occupied by two individuals who bought it in February 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5802 COVEVIEW DR E, LAKELAND, FL 33813-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Feb 5, 2019 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on File |
| Deed Sale | Feb 5, 2019 · Amount on File |
| Prior Sale | Sep 19, 2016 · Amount on File |
| Deed Document Number | 201924090 |
| Deed Book / Page | 10742 / 1965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5802 COVEVIEW DR E, LAKELAND, FL 33813-4811 |
| Document Number | 0114011026 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5802 COVEVIEW DR E LAKELAND FL 338134811, LAKELAND, FL 33813-4811 |
| Document Number | 0114011026 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 011401/001026 |
| Instrument | 209044 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5802 COVEVIEW DR E, LAKELAND, FL 33813-4811 |
| Document Number | 0113561442 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 5802 COVEVIEW DR E LAKELAND FL 338134811, LAKELAND, FL 33813-4811 |
| Document Number | 0113561442 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 011356/001442 |
| Instrument | 179283 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 5802 COVEVIEW DR E, LAKELAND, FL 33813-4811 |
| Document Number | 0107421965 |
| Book / Page | 010742 / 001965 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 24090 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,688.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5802 COVEVIEW DR E LAKELAND FL 338134811, LAKELAND, FL 33813-4811 |
| Document Number | 107421967 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 010742/001967 |
| Instrument | 24091 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2049 |
The 2025 property tax bill for 5802 Coveview Dr E was $4,068 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,459 (+2.7%) | $443,295 (-8.28%) Land $84,000 Building $359,295 | |
| 2025 | $4,068.00 Homeowner's exemption | $354,877 | $483,295 Land $84,000 Building $399,295 |
| 2023 | $4,446.00 (+3.2%) Homeowner's exemption | $334,831 (+3%) | $473,099 (+15.2%) Land $82,000 Building $391,099 |
| 2022 | $4,308.00 Homeowner's exemption | $325,079 | $410,663 Land $78,000 Building $332,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5802 Coveview Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2002–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5802 Coveview Dr E is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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