5801 NW 20th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 5801 NW 20th St, Okeechobee, FL 34972

Property Summary

Property Type	Other Improved
Details	1,152 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$686 (2025)
Deeds & Mortgages	May 2026 Construction Loan Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-12-37-34-0A00-00069-0000`

Property Details

APN / Parcel Number

Primary APN	`1-12-37-34-0A00-00069-0000`

Interior

Building Area	1,152 sqft
Flooring	Plywood

Exterior

Year Built	Built 1989
Exterior Material	Brick
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	5801 NW 20TH ST
City	OKEECHOBEE
State	FL
Zip	34972-9558
Property Category	Other
Property Type	Other > Other Improved
Legal Description	COMMENCING AT THE 1/4 SECTION CORNER ON THE EAST BOUNDARY LINE OF SECTION 12, TOWNSHIP 37 SOUTH, RANGE 34 EAST; THENCE SOUTH
Legal Range	34E
Legal Township	37S
Legal Section	12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1002
Census Tract	910202

Owner

Source: Okeechobee County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5708 NW 20TH ST, OKEECHOBEE, FL 34972-9544
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK
Nov 5, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 5, 2025
Transfer Doc	0000012734
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	May 29, 2026
Property Address	5801 NW 20TH ST, OKEECHOBEE, FL 34972-9558
Document Number	0000006060
Instrument Date	May 29, 2026
Instrument	20266060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5708 NW 20TH ST, OKEECHOBEE, FL 34972-9544

Mortgage

Document Number	0000006060,
Date	May 29, 2026
Instrument	20266060

Lender

Name	SOUTH STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 5, 2025
Property Address	5801 NW 20TH ST, OKEECHOBEE, FL 34972-9558
Document Number	0000012734
Instrument Date	Oct 3, 2025
Instrument	2025012734
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2267 NW 42ND AVE, OKEECHOBEE, FL 34972-8820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5708 NW 20TH ST, OKEECHOBEE, FL 34972-9544

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 18, 2018
Property Address	5801 NW 20TH ST, OKEECHOBEE, FL 34972-9558
Document Number	0008150019
Book / Page	000815 / 000019
Instrument Date	Oct 18, 2018
Instrument	12668
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2267 NW 42ND AVE OKEECHOBEE FL 349728820, OKEECHOBEE, FL 34972-8820

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$686.00 (+21.85%)	$70,406 (+130.86%) Land $68,550 Building $1,856	$70,406 (+130.86%) Land $68,550 Building $1,856
2023	$563.00 (+3.3%)	$30,497 (+0.76%) Land $28,730 Building $1,767	$30,497 (+0.76%) Land $28,730 Building $1,767
2022	$545.00	$30,267 Land $28,730 Building $1,537	$30,267 Land $28,730 Building $1,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	16 (1994–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Dec 2020 · other causes
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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