5801 Mount Pleasant Dr, Prospect, KY 40059 Property Records

Oldham County property record for 5801 Mount Pleasant Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,872 sqft · built 2005
Lot Size	4.15 acres (181,122 sqft)
Owner	2 Individual Names on File
Last Sale	$927,000 (Aug 2009)
Tax Bill	$13,887 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-00-13`

Property Details

APN / Parcel Number

Primary APN	`11-06-00-13`
Alternative APN	`42998`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,872 sqft Living Area
Basement Area	3,124 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	181,122 sqft (4.15 acres)
Garage Type	Attached
Garage Area	1,092 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	42998
Street Address	5801 MOUNT PLEASANT DR
City	PROSPECT
State	KY
Zip	40059-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, BARN & 4.158AC
Legal Subdivision	RESERVE ESTATES OF
Legal Lot Number	13
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	30704

Owner

5801 Mount Pleasant Dr is owned and occupied by two individuals who bought it in August 2009.

Source: Oldham County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5801 MOUNT PLEASANT DR, PROSPECT, KY 40059-7509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 19, 2019	Deed of Trust, Mortgage · ARM RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2009 · Amount on File
Deed Sale	Aug 17, 2009 · Amount on File
Prior Sale	Aug 17, 2009 · Amount on File
Deed Book / Page	957 / 307
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5801 MOUNT PLEASANT DR, PROSPECT, KY 40059-7509
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 MOUNT PLEASANT DR, PROSPECT, KY 40059-7509

Mortgage

Document Number	0M2595/693
Date	Aug 1, 2022
Book Page	M2595/693
Instrument	700463

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	5801 MOUNT PLEASANT DR, PROSPECT, KY 40059-7509
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2368/0439
Date	Sep 19, 2019
Book Page	M2368/0439
Instrument	557320

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 5801 Mount Pleasant Dr was $13,887.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,887.00	$1,060,000 Land $210,000 Building $850,000	$1,060,000 Land $210,000 Building $850,000
2023	$13,054.00	$1,000,000 Land $210,000 Building $790,000	$1,000,000 Land $210,000 Building $790,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5801 Mount Pleasant Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5801 Mount Pleasant Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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