5801 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 5801 Hwy 51 S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,501 sqft · built 2008
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-7-36-00-0-00018-11`

Property Details

APN / Parcel Number

Primary APN	`3-08-7-36-00-0-00018-11`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,501 sqft Adjusted Area
1st Floor Area	2,154 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	87,556 sqft (2.01 acres)
Patio Area	252 sqft

Location & Zoning

Street Address	5801 HIGHWAY 51 S
City	HERNANDO
State	MS
Zip	38632-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SE1/4
Legal Range	008
Legal Township	03S
Legal Section	36
Legal Lot Number	18
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71123

Owner

5801 Hwy 51 S is owned and occupied by two individuals who acquired it in June 2026.

Source: DeSoto County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Transfer on Death Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 23, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 25, 2026
Transfer Doc	1026011636
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 2, 2026
Property Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051
Document Number	1026011636
Book / Page	1026 / 11636
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PERFECT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051

Mortgage

Document Number	5663074145,
Date	Jul 2, 2026
Book Page	5663/74145

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051

Mortgage

Document Number	05661/5076
Date	Jan 23, 2024
Book Page	5661/5076

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 23, 2024
Property Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051
Document Number	001024/918
Book / Page	1024 / 918
Instrument Date	Jan 17, 2024
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 HIGHWAY 51 S, HERNANDO, MS 38632-9051

Mortgage

Document Number	0056615076
Date	Jan 23, 2024
Instrument	5661/5076

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 5801 Hwy 51 S was $2,600.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,600.00	$31,143 Land $2,010 Building $29,133	$311,425 Land $20,100 Building $291,325
2023	$1,323.00	$20,609	$206,086 Land $20,100 Building $185,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5801 Hwy 51 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5801 Hwy 51 S is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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