580 Willow Ave, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 580 Willow Ave, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 780 sqft · built 2025
Lot Size	0.076 acres (3,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2025)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Jun 2022 Sale Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-103-14`

Property Details

APN / Parcel Number

Primary APN	`082-103-14`
Alternative APN	`082-103-14-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,311 sqft (0.076 acres)
Terrain	Steep

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	580 WILLOW AVE
City	BOULDER CREEK
State	CA
Zip	95006-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 13 LOT 14
Legal Subdivision	RIVERDALE PARK
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1012
Census Tract	120400

Owner

Source: Santa Cruz County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	580 WILLOW AVE, BOULDER CREEK, CA 95006-9704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 17, 2020	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Jan 17, 2020
Deed Document Number	202513385
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	0000002024
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 7, 2022
Property Address	580 WILLOW AVE, BOULDER CREEK, CA 95006-9704
Document Number	0000017498
Instrument Date	Jun 3, 2022
Instrument	2022-0017498
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16265 GREENWOOD LN, MONTE SERENO, CA 95030-3062

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 17, 2020
Property Address	580 WILLOW AVE, BOULDER CREEK, CA 95006-9704
Document Number	0000002024
Map Reference	MB 17 PG 2
Instrument Date	Jan 14, 2020
Instrument	2020-0002024
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	580 WILLOW AVE, BOULDER CREEK, CA 95006-9704

Mortgage

Document Number	0000002025
Date	Jan 17, 2020
Instrument	2020-0002025

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,000 (+624.41%) Land $392,700 Building $219,300
2025	$2,103.00 (+97.84%) Homeowner's exemption	$84,483 (+172.82%) Land $32,218 Building $52,265
2023	$1,063.00 (+0.95%) Homeowner's exemption	$30,967 Land $30,967	$142,560
2022	$1,053.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	48 (1980–2023)
Claims Outside the SFHA	7 of 48
Most Recent Claim	Jun 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms And Flooding, Mar 1998 · 19 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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