580 Westerly Dr, Lima, OH 45805 Property Records

Allen County property record for 580 Westerly Dr, Lima, OH 45805

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,216 sqft · built 2001
Lot Size	0.754 acres (32,844 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2025)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-3410-02-018.504`

Property Details

APN / Parcel Number

Primary APN	`36-3410-02-018.504`
Alternative APN	`G2336341002018504`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	32,844 sqft (0.754 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	580 WESTERLY DR
City	LIMA
State	OH
Zip	45805-5902
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLA COMMUNITY AT THE OUTER BANKS CONDOMINIUMS PHASE I JOINT TEN CUMBERLAND UNIT D
Legal Subdivision	VILLA COMMUNITY AT THE OUTER BANKS
Legal Phase	I
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3004
Census Tract	10900

Owner

Source: Allen County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	580 WESTERLY DR, LIMA, OH 45805-5902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Sep 23, 2025	Survivorship Deed, Transfer
Sep 23, 2024	Affidavit of Death of Joint Tenant, Transfer
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/PANDORA
Jun 16, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	20259741
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	6160006436
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	580 WESTERLY DR, LIMA, OH 45805-5902
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11070012812
Date	Nov 7, 2022
Book Page	2022/12812
Instrument	202211070012812

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Dec 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 23, 2025
Property Address	580 WESTERLY DR, LIMA, OH 45805-5902
Document Number	9230009741
Book / Page	2025 / 9741
Map Reference	MB 24 PG 132-137
Instrument Date	Sep 22, 2025
Instrument	202509230009741
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	580 WESTERLY DR, LIMA, OH 45805-5902

September 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	Sep 23, 2024
Property Address	580 WESTERLY DR, LIMA, OH 45805-5902
Document Number	9230008670
Book / Page	2024 / 8670
Map Reference	MB 24 PGS 132-137
Instrument Date	Aug 24, 2024
Instrument	202409230008670
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 WESTERLY DR, LIMA, OH 45805-5902

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 16, 2020
Property Address	580 WESTERLY DR, LIMA, OH 45805-5902
Document Number	0000006437
Instrument Date	Jun 16, 2020
Instrument	6437
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	580 WESTERLY DR LIMA OH 458055902, LIMA, OH 45805-5902

Mortgage

Document Number	6438
Date	Jun 16, 2020
Instrument	6438

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALLEN OH
Recording Date	Jun 16, 2020
Property Address	580 WESTERLY DR, LIMA, OH 45805-5902
Document Number	0000006436
Instrument Date	Jun 10, 2020
Instrument	6436
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 WESTERLY DR LIMA OH 458055902, LIMA, OH 45805-5902

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (-0.76%)	$63,180 (-) Land $11,940 Building $51,240	$180,500 (-) Land $34,100 Building $146,400
2024	$2,366.00 (+29.43%) Homeowner's exemption	$63,180 (+37.98%) Land $11,940 Building $51,240	$180,500 (+38%) Land $34,100 Building $146,400
2023	$1,828.00 (-1.67%) Homeowner's exemption	$45,790 (-) Land $8,650 Building $37,140
2022	$1,859.00 Homeowner's exemption	$45,790 Land $8,650 Building $37,140
2021			$130,800 Land $24,700 Building $106,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hanson Communications.

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