580 W River Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 580 W River Rd, Kawkawlin, MI 48631

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,770 sqft · built 1994
Lot Size1.66 acres (72,310 sqft)
OwnerCompany Name on Record
Last Sale$243,000 (May 2020)
Tax Bill$2,103 (2025)
Deeds & MortgagesSep 2023 Mortgage
May 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN020-014-400-040-01

Property Details

APN / Parcel Number

Primary APN020-014-400-040-01

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,770 sqft
Basement Area1,770 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area72,310 sqft (1.66 acres)
Lot Width250 ft Width
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces
PorchSlab
SaunaSauna

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address580 W RIVER RD
CityKAWKAWLIN
StateMI
Zip48631-9775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 459.06 FT W OF SE COR OF SEC TH W 250 FT TH N 290 FT TH E 250 FT TH S 290 FT TO BEG. SEC.14,T15N,R3E 5-24-93
JurisdictionBAY MI
Township / Civil DivisionBEAVER
Census Block Group3
Census Block3008
Census Tract286101

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address580 W RIVER RD, KAWKAWLIN, MI 48631-9775
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
JOLT CREDIT UNION
May 29, 2020Warranty Deed, Transfer
DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE
Dec 27, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
TEAM ONE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Prior SaleMar 3, 2016 · Amount on Record
Deed Document Number20207063
Prior Transfer DateDec 18, 2019
Prior Transfer Doc201917342
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address580 W RIVER RD, KAWKAWLIN, MI 48631-9775
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 W RIVER RD, KAWKAWLIN, MI 48631-9775
InvestorPossibly a Property Investor

Mortgage

Document Number0000009955
DateSep 5, 2023
Instrument202309955
Lender
NameJOLT CREDIT UNION
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueAug 1, 2033

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMay 29, 2020
Property Address580 W RIVER RD, KAWKAWLIN, MI 48631-9775
Document Number0000007063
Instrument DateMay 29, 2020
Instrument7063
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyDIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$2,090.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2865 E KAWKAWLIN RIVER DRIVER BAY CITY MI 48706, BAY CITY, MI 48706

December 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateDec 27, 2019
Property Address580 W RIVER RD, KAWKAWLIN, MI 48631-9775
Document Number0000017342
Instrument DateDec 18, 2019
Instrument17342
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyDIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address580 W RIVER RD KAWKAWLIN MI 486319775, KAWKAWLIN, MI 48631-9775

Mortgage

Document Number17343
DateDec 27, 2019
Instrument17343
Lender
NameTEAM ONE CU
TypeCredit Union
AddressSAGINAW, MI 48607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBeaver Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$132,800 (+14.48%)$265,600 (+14.48%)
2025$2,103.00 (-34.01%) Homeowner's exemption$116,000 (+21.09%)$232,000 (+21.09%)
2023$95,800$191,600
2022$3,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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