580 Silvergate Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 580 Silvergate Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,164 sqft · built 1986
Lot Size	0.175 acres (7,618 sqft)
Owner	2 Company Names on Record
Last Sale	$106,000 (Sep 1986)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-20-30-5HZ-0A00-0730`

Property Details

APN / Parcel Number

Primary APN	`17-20-30-5HZ-0A00-0730`
Alternative APN	`2030175HZ0A000730`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,520 sqft
Upper Floors Area	644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,618 sqft (0.175 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	580 SILVERGATE LOOP
City	LAKE MARY
State	FL
Zip	32746-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 73 BLK A LAKEWOOD AT THE CROSSINGS UNIT 2 PB 33 PGS 49 TO 53
Legal Range	30E
Legal Township	20S
Legal Section	17
Legal Subdivision	LAKEWOOD AT THE CROSSINGS UNIT 2
Legal Tract	5HZ
Legal Block	A
Legal Lot Number	73
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1007
Census Tract	20811

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	580 SILVERGATE LOOP, LAKE MARY, FL 32746-3742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1986 · Amount on Record
Deed Sale	Sep 1, 1986 · Amount on Record
Deed Book / Page	1780 / 1507
Last Transfer Date	Jul 26, 2019
Transfer Doc	0094031290
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 30, 2019
Property Address	580 SILVERGATE LOOP, LAKE MARY, FL 32746-3742
Document Number	0094031290
Book / Page	009403 / 001290
Instrument Date	Jul 26, 2019
Instrument	81000
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	580 SILVERGATE LOOP LAKE MARY FL 327463742, LAKE MARY, FL 32746-3742

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+11.18%) Homeowner's exemption	$176,095 (+5.99%)	$375,526 (+4.25%) Land $85,000 Building $290,526
2023	$2,022.00 (+2.85%) Homeowner's exemption	$166,148 (+3%)	$360,229 (+8.12%) Land $80,000 Building $280,229
2022	$1,966.00 Homeowner's exemption	$161,309	$333,188 Land $68,000 Building $265,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHEAST serves 19,925 people · EPA ID FL3590473
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20