Cherokee County property record for 580 Rocky Ford Point Rd, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,520 sqft · built 1964 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Sep 2021) |
| Tax Bill | $1,046 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-08-34-0-000-016.000 |
| Primary APN | 13-10-08-34-0-000-016.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,520 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 73,616 sqft (1.69 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Utility Building | 160 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 213187 |
|---|---|
| Street Address | 580 ROCKY FORD POINT RD |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 ROCKY FORD POINT SD PB 6 PG 3 |
| Legal Subdivision | ROCKY FORD POINT SD |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 955701 |
Source: Cherokee County records · APN 13-10-08-34-0-000-016.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 580 ROCKY FORD POINT RD # 105, 105, CEDAR BLUFF, AL 35959-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Sep 22, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Jul 11, 2016 · Amount on Record |
| Deed Document Number | 0000220499 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 580 ROCKY FORD POINT RD, CEDAR BLUFF, AL 35959-2004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000219392 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 219392 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2061 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 22, 2021 |
| Property Address | 580 ROCKY FORD POINT RD, CEDAR BLUFF, AL 35959-2004 |
| Document Number | 0000220499 |
| Map Reference | DB A44 PG 137 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 220499 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24720 PERDIDO BEACH BLVD, ORANGE BEACH, AL 36561-6218 |
| Name | Verified Name |
|---|---|
| Address | 580 ROCKY FORD POINT RD, CEDAR BLUFF, AL 35959-2004 |
| Investor | Possibly a Property Investor |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,046.00 (+4.91%) Additional exemption filed | $15,000 (+8.7%) Land $11,200 Building $3,800 | $264,800 (+4.75%) Land $112,000 Building $152,800 |
| 2024 | $997.00 Additional exemption filed | $13,800 (-45.45%) Land $10,000 Building $3,800 | $252,800 (-) Land $100,000 Building $152,800 |
| 2023 | $997.00 Additional exemption filed | $25,300 (+83.33%) | $252,800 (-) Land $100,000 Building $152,800 |
| 2022 | $997.00 Additional exemption filed | $13,800 Land $10,000 Building $3,800 | $252,800 Land $100,000 Building $152,800 |
Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Moderate above 57% of the US · above 73% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: TDS Telecom.
Based on FCC filings for 28 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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