580 Ridge Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 580 Ridge Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,227 sqft · built 2019
Lot Size	0.327 acres (14,244 sqft)
Owner	Trust Name on File
Last Sale	$268,500 (Feb 2017)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Jul 2019 Sale Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34190-00B-0130`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34190-00B-0130`
Alternative APNs	`03-320-34190-00B-0130` `1005850`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,227 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	2,227 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	704 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	499 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	580 RIDGE RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK B SANTA ROSA RIDGE UNIT II PB 4-36 OR 2712-3878 OR 3033-1261 OR 3112-1034
Legal Range	020
Legal Township	03S
Legal Section	03
Legal Subdivision	SANTA ROSA RIDGE UNIT II
Legal Block	B
Legal Lot Number	13
Legal Unit	II
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

580 Ridge Rd is owner-occupied and held in a trust since July 2019.

Source: Walton County records, as of December 3, 2025

Owner of Record	Trust Name on File
Mailing Address	580 RIDGE RD, SANTA ROSA BEACH, FL 32459-4236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 14, 2017	Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on File
Deed Sale	Feb 14, 2017 · Amount on File
Deed Document Number	20174633
Deed Book / Page	3033 / 1261
Last Transfer Date	Jul 19, 2019
Transfer Doc	0031121034
Record Updated	Jun 8, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 19, 2019
Property Address	580 RIDGE RD, SANTA ROSA BEACH, FL 32459-4236
Document Number	0031121034
Book / Page	003112 / 001034
Instrument Date	Jul 19, 2019
Instrument	24399
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	580 RIDGE RD SANTA ROSA BEACH FL 324594236, SANTA ROSA BEACH, FL 32459-4236

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2017
Property Address	580 RIDGE RD, SANTA ROSA BEACH, FL 32459-4236
Document Number	0030331261
Book / Page	003033 / 001261
Instrument Date	Feb 3, 2017
Instrument	4633
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$1,879.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 BLUE MOUNTAIN RD SANTA ROSA BEACH FL 324595128, SANTA ROSA BEACH, FL 32459-5128

Tax Assessment & Valuation

The 2025 property tax bill for 580 Ridge Rd was $2,206 with a homeowner's exemption, up 2.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (+2.13%) Homeowner's exemption	$282,747	$1,143,568 Land $562,500 Building $581,068
2024	$2,160.00 (+4.05%)
2023	$2,076.00 (+1.47%) Homeowner's exemption	$1,267,569 (+7.41%) Land $283,250 Building $984,319	$1,267,569 (+7.41%) Land $283,250 Building $984,319
2022	$2,046.00 Homeowner's exemption	$1,180,099 Land $314,408 Building $865,691	$1,180,099 Land $314,408 Building $865,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, T-Mobile.

Nearby Properties on Ridge Rd

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