580 Phillips Dr, Minnesott Beach (Arapahoe), NC 28510 Property Records

Pamlico County property record for 580 Phillips Dr, Minnesott Beach, NC 28510

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2006
Lot Size	0.378 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2021)
Tax Bill	$1,627 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F093-5-20`

Property Details

APN / Parcel Number

Primary APN	`F093-5-20`
Alternative APNs	`6455523427000` `18309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.378 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	18309
Street Address	580 PHILLIPS DR
City	MINNESOTT BEACH
State	NC
Zip	28510-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIP DR S/W SECT 5 LOTS 20 0003937 6455523427000
Legal Lot Number	20
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	3
Census Block	3020
Census Tract	950204

Owner

580 Phillips Dr is owned by an individual who bought it in March 2021.

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 HOLMHURST CT, CARY, NC 27519-5183
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Deed Document Number	0000677572
Deed Book / Page	677 / 572
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Mar 12, 2021
Property Address	580 PHILLIPS DR, MINNESOTT BEACH, NC 28510-9663
Document Number	000677/572
Book / Page	677 / 572
Map Reference	MB 6 PG 120
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	647 COUNTRY CLUB DR W, ARAPAHOE, NC 28510-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HOLMHURST CT, CARY, NC 27519-5183

Mortgage

Document Number	0000677575
Date	Mar 12, 2021
Instrument	677/575

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Minnesott Beach Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,627.00	$207,313 Land $15,141 Building $192,172	$207,313 Land $15,141 Building $192,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 Phillips Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Phillips Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20