Tipton County property record for 580 Payne Ave, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,798 sqft · built 1976 |
| Lot Size | 0.254 acres (11,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2024) |
| Tax Bill | $1,301 (2022) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041J E 01500 |
| Primary APN | 084041J E 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,050 sqft (0.254 acres) |
| Lot Dimensions | 85 ft deep x 130 ft wide |
| Garage Type | Mixed |
| Garage Area | 774 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 580 PAYNE AVE |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C44 |
| Legal Subdivision | MCLENNAN-PAYNE |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 40700 |
580 Payne Ave is owned and occupied by two individuals who bought it in May 2024.
Source: Tipton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 580 PAYNE AVE, COVINGTON, TN 38019-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Prior Sale | Jan 17, 2013 · Amount on File |
| Deed Document Number | 2024274768 |
| Deed Book / Page | 2039 / 613 |
| Transfer Doc | 0001377637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | May 24, 2024 |
| Property Address | 580 PAYNE AVE, COVINGTON, TN 38019-3016 |
| Document Number | 0002039613 |
| Book / Page | 2039 / 613 |
| Map Reference | MB 240 PG 378 |
| Instrument Date | May 13, 2024 |
| Instrument | 274768 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 580 PAYNE AVE, COVINGTON, TN 38019-3016 |
| Investor | Possibly a Property Investor |
| Document Number | 0000274769 |
|---|---|
| Date | May 24, 2024 |
| Instrument | 274769 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,350 Land $5,100 Building $51,250 | ||
| 2023 | $56,350 (+42.12%) Land $5,100 Building $51,250 | ||
| 2022 | $1,301.00 | $39,650 Land $3,750 Building $35,900 | $158,600 Land $15,000 Building $143,600 |
| 2020 | $225,400 Land $20,400 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 580 Payne Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 580 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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