580 Oak St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 580 Oak St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,264 sqft · built 1950
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on File
Last Sale	$520,550 (Dec 2023)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-014`

Property Details

APN / Parcel Number

Primary APN	`100-014`
Alternative APNs	`FRAN M:252 L:018` `M:100 L:014`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,352 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,379 sqft (0.376 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100-014
Street Address	580 OAK ST
City	FRANKLIN
State	MA
Zip	02038-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1000
Census Tract	442104

Owner

580 Oak St is owned and occupied by two individuals who bought it in December 2023.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	580 OAK ST, FRANKLIN, MA 02038-2895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Jun 30, 2022	Quit Claim Deed, Transfer
Dec 29, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2023 · Amount on File
Deed Sale	Dec 22, 2023 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	202384614
Deed Book / Page	41572 / 146
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Dec 22, 2023
Property Address	580 OAK ST, FRANKLIN, MA 02038-2895
Document Number	041572-146
Book / Page	41572 / 146
Instrument Date	Dec 22, 2023
Instrument	84614
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	580 OAK ST, FRANKLIN, MA 02038-2895

Mortgage

Document Number	0000084615
Date	Dec 22, 2023
Instrument	84615

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 30, 2022
Property Address	580 OAK ST, FRANKLIN, MA 02038-2895
Document Number	040656-203
Book / Page	40656 / 203
Instrument Date	Jun 8, 2022
Instrument	58798
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 JACOB AMSDEN RD, NORTHBOROUGH, MA 01532

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Dec 29, 2021
Property Address	580 OAK ST, FRANKLIN, MA 02038-2895
Document Number	040203-434
Book / Page	40203 / 434
Instrument Date	Dec 27, 2021
Instrument	161897
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	580 OAK ST, FRANKLIN, MA 02038-2895

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	580 OAK ST, FRANKLIN, MA 02038-2895
Document Number	37182-588
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 OAK ST FRANKLIN MA 020382895, FRANKLIN, MA 02038-2895

Mortgage

Document Number	37182-588
Date	Sep 25, 2019
Book Page	037182/000588
Instrument	86452

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 580 Oak St was $5,740, up 3.3% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,740.00 (+3.29%)	$494,000 (+4.82%) Land $236,800 Building $257,200	$562,115 (+15.7%)
2024	$5,557.00 (+5.93%)	$471,300 (+13.02%) Land $236,800 Building $234,500	$485,830
2023	$5,246.00	$417,000 Land $258,500 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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