580 Noteware Ln, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 580 Noteware Ln, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,717 sqft · built 1973
Lot Size0.431 acres (18,774 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Feb 2018)
Tax Bill$11,645 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072-291-27

Property Details

APN / Parcel Number

Primary APN072-291-27
Alternative APN
  • 072-291-27-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,717 sqft Living Area
Gross Area2,211 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area18,774 sqft (0.431 acres)
TerrainSteep
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces
Deck Area595 sqft
Patio Area595 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address580 NOTEWARE LN
CityBEN LOMOND
StateCA
Zip95005-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1021
Census Tract120600

Owner

Source: Santa Cruz County records · APN 072-291-27

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 02, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SYNERGY ONE LENDING
Feb 14, 2018Grant Deed, Transfer · VA Mortgage
LOANSTAR HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2018 · Amount on Record
Deed SaleFeb 14, 2018 · Amount on Record
Prior SaleAug 08, 2007 · Amount on Record
Deed Document Number20184604
Prior Transfer DateDec 03, 2001
Prior Transfer Doc0000078573
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602

Mortgage

Document Number0000060983
DateDec 17, 2021
Instrument2021-0060983
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1046, BEN LOMOND, CA 95005-1046

Mortgage

Document Number0000018047
DateMar 30, 2021
Instrument2021-0018047
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602

Mortgage

Document Number0000002243
DateFeb 02, 2026
Instrument2026-0002243
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92101
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 14, 2018
Property Address580 NOTEWARE LN, BEN LOMOND, CA 95005-9602
Document Number0000004604
Instrument DateFeb 06, 2018
Instrument4604
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address580 NOTEWARE LN BEN LOMOND CA 950059602, BEN LOMOND, CA 95005-9602

Mortgage

Document Number4605
DateFeb 14, 2018
Instrument4605
Lender
NameLOANSTAR HM LNDG
AddressPORTLAND, OR 97223
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$986,498 (+2%) Land $660,954 Building $325,544
2025$11,645.00 (+4.04%)$967,155 (+4.04%) Land $647,994 Building $319,161
2023$11,193.00 (+2.4%)$929,599 Land $622,831 Building $306,768$855,810
2022$10,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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