580 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 580 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	2,344 sqft · built 1953
Lot Size	0.966 acres (42,079 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Feb 2004)
Tax Bill	$13,643 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-03201-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`01-03201-0000-00016`
Alternative APN	`010320100016`

Interior

Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	42,079 sqft (0.966 acres)
Lot Dimensions	421 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	580 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	3201
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1014
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	580 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2004 · Amount on Record
Deed Sale	Feb 24, 2004 · Amount on Record
Deed Book / Page	5417 / 915
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	580 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2525
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149040034
Date	Mar 8, 2021
Book Page	14904/34
Instrument	6292

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	580 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2525
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149040027
Date	Mar 8, 2021
Book Page	14904/27
Instrument	6290

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 2, 2031

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	580 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147383106
Date	Jul 31, 2020
Book Page	14738/3106
Instrument	695887

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (-) Land $151,800 Building $158,200	$310,000 (-) Land $151,800 Building $158,200
2025	$13,643.00 (+2.66%)	$310,000 (+6.31%) Land $151,800 Building $158,200	$310,000 (+6.31%) Land $151,800 Building $158,200
2024	$13,289.00 (+8.53%)
2023		$291,600 Land $151,800 Building $139,800	$291,600 Land $151,800 Building $139,800
2022	$12,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 units insured incl. 40 condo units
Nearby Flood Claims	17 (1978–2025)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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