580 Main Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 580 Main Rd, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0008 L:04-C`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0008 L:04-C`
Alternative APNs	`M:0008 L:04=C` `1888`

Exterior

Architectural Style	Multi-Family
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	1888
Street Address	580 MAIN RD
City	CARMEL
State	ME
Zip	04419-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-C
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1013
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records · APN CARM M:0008 L:04-C

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	580 MAIN RD, CARMEL, ME 04419-3559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Balloon Mortgage BANGOR FEDERAL CREDIT UNION
Jul 06, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 06, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit BANGOR FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	580 MAIN RD, CARMEL, ME 04419-3559
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152920237
Date	Sep 25, 2019
Book Page	15292/237
Instrument	29254

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	580 MAIN RD, CARMEL, ME 04419-3559
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160910224
Date	Jul 06, 2021
Book Page	16091/224
Instrument	22255

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	580 MAIN RD, CARMEL, ME 04419-3559
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160910217
Date	Jul 06, 2021
Book Page	16091/217
Instrument	22254

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	580 MAIN RD, CARMEL, ME 04419-3559
Document Number	0155630220
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 MAIN RD CARMEL ME 044193559, CARMEL, ME 04419-3559

Mortgage

Document Number	0155630220
Date	Jun 12, 2020
Book Page	015563/000220
Instrument	16205

Lender

Name	BANGOR FCU
Type	Credit Union
Address	BANGOR, ME 04401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,336.00 (+15.75%)	$274,400 (-) Land $45,500 Building $228,900
2024	$3,746.00 (+8.36%)	$274,400 (-) Land $45,500 Building $228,900
2022	$3,457.00	$274,400 Land $45,500 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 7, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

Nearby Streets

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