580 Laurel St, Dubuque, IA 52003 Property Records

Dubuque County property record for 580 Laurel St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 11 ba · 6,211 sqft · built 2003
Lot Size	2.07 acres (90,470 sqft)
Owner	Company Name on Record
Tax Bill	$26,668 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-228-004`

Property Details

APN / Parcel Number

Primary APN	`10-36-228-004`

Interior

Bedrooms	4 Beds
Full Baths	11 Baths
Half Baths	6 Half Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	6,211 sqft Living Area
1st Floor Area	4,109 sqft
Basement Area	2,102 sqft
Finished Basement	1,640 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood Frame
Lot Area	90,470 sqft (2.07 acres)
Lot Dimensions	415 ft deep x 218 ft wide
Garage Type	Attached
Garage Area	1,414 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	153 sqft
Patio Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	580 LAUREL ST
City	DUBUQUE
State	IA
Zip	52003-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-2-1-1-1-1 OF MIN LOT 50A
Legal Subdivision	BRYANT
Legal Lot Number	1-2,50A 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1015
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	580 LAUREL ST, DUBUQUE, IA 52003-7937
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 30, 2025
Transfer Doc	0000001005
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	580 LAUREL ST, DUBUQUE, IA 52003-7937
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012308
Date	Jul 27, 2021
Instrument	2021-00012308

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	580 LAUREL ST, DUBUQUE, IA 52003-7937
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012309
Date	Jul 27, 2021
Instrument	2021-00012309

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 5, 2031

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,926,200 (+2.54%) Land $302,100 Building $1,624,100	$1,926,200 (+2.54%) Land $302,100 Building $1,624,100
2024	$26,668.00 (+3.27%)
2023		$1,878,500 (+24.69%) Land $280,600 Building $1,597,900	$1,878,500 (+24.69%) Land $280,600 Building $1,597,900
2022	$25,824.00 Homeowner's exemption	$1,506,530 Land $258,980 Building $1,247,550
2021			$1,506,530 Land $258,980 Building $1,247,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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