580 Hwy 10 N, Saint Cloud, MN 56304 Property Records

Benton County property record for 580 Hwy 10 N, Saint Cloud, MN 56304

Property Summary

Property Type	General Industrial
Lot Size	0.782 acres (34,089 sqft)
Owner	Company Name on Record
Tax Bill	$2,702 (2026)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01406.01`

Property Details

APN / Parcel Number

Primary APN	`17.01406.01`

Exterior

Lot Area	34,089 sqft (0.782 acres)

Location & Zoning

Street Address	580 HIGHWAY 10 N
City	SAINT CLOUD
State	MN
Zip	56304
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	SECT-25 TWP-036 RANGE-031 SCHRAMEL INDUSTRIAL PARK LOT-006 BLOCK-001 PART OF LOT 6 LYING W OF FOLL LINE: COMM ON N LINE LOT 5
Legal Range	031
Legal Township	036
Legal Section	25
Legal Subdivision	SCHRAMEL INDUSTRIAL PARK
Legal Block	1
Legal Lot Number	5-6,298
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1010
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 443, COLD SPRING, MN 56320-0443
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	580 HIGHWAY 10 N, SAINT CLOUD, MN 56304-0236
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461702
Date	Jul 11, 2022
Instrument	461702

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	MELROSE, MN 56352

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,702.00 (+74.32%)	$76,000 (-) Land $76,000	$76,000 (-) Land $76,000
2023	$1,550.00	$76,000 Land $76,000	$76,000 Land $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30