Miami-Dade County property record for 580 Harbor Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,182 sqft · built 2001 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $3,500,000 (Sep 2014) |
| Tax Bill | $40,451 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Re-recorded Document + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-013-0020 |
| Primary APN | 24-5205-013-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,182 sqft Living Area |
| Gross Area | 5,753 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Patio Area | 200 sqft |
| Street Address | 580 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000:ESTATES,GENERAL |
| Legal Description | 5 & 6 55 42 HARBOR COVE REV PLAT PB 76-12 LOT 2 LOT SIZE 90.000 X 100 OR 20187-0887-0888 01/2002 1 |
| Legal Range | 42 |
| Legal Township | 55 |
| Legal Section | 05 |
| Legal Subdivision | HARBOR COVE REV |
| Legal Lot Number | 2 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4602 |
Source: Miami-Dade County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 580 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 9, 2021 | Re-recorded Document ATTORNEY ONLY, ATTORNEY |
| Jun 9, 2021 | Re-recorded Document ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on Record |
| Deed Sale | Sep 12, 2014 · Amount on Record |
| Prior Sale | Sep 8, 2014 · Amount on Record |
| Deed Document Number | 2014R0634379 |
| Deed Book / Page | 29306 / 1951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 580 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 580 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Document Number | 0000495624 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 32613/4298 |
| Instrument | 2021R0495624 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Change Frequency | Annually |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 9, 2021 |
| Property Address | 580 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Document Number | 0000410609 |
| Book / Page | 32555 / 90 |
| Map Reference | MB 76 PG 12 |
| Instrument Date | Aug 25, 2014 |
| Instrument | 2021R0410609 |
| Record Updated | Apr 2, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 781 CRANDON BLVD APT 1201, 1201, MIAMI, FL 33149-2547 |
| Name | Verified Name |
|---|---|
| Address | 580 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Jun 9, 2021 |
| Property Address | 580 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Document Number | 0000410608 |
| Book / Page | 32555 / 87 |
| Map Reference | MB 76 PG 12 |
| Instrument Date | Aug 11, 2014 |
| Instrument | 2021R0410608 |
| Record Updated | Apr 2, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 240 CRANDON BLVD STE 167, 167, KEY BISCAYNE, FL 33149-1543 |
| Name | Verified Name |
|---|---|
| Address | 781 CANNON BLVD #12001 # 12001, 12001, MIAMI, FL 33149 |
Source: Miami-Dade County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,451.00 (+3.66%) Homeowner's exemption | $2,544,088 (+5.99%) | $3,636,573 (+15.41%) Land $2,340,000 Building $1,296,573 |
| 2023 | $39,021.00 (+3.95%) Homeowner's exemption | $2,400,378 (+3%) | $3,151,048 (+17.43%) Land $2,070,000 Building $1,081,048 |
| 2022 | $37,539.00 Homeowner's exemption | $2,330,465 | $2,683,232 Land $1,588,500 Building $1,094,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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