580 E Flat Rock Rdg, Flagstaff, AZ 86001 Property Records

Coconino County property record for 580 E Flat Rock Rdg, Flagstaff, AZ 86001

Property Summary

Property Type	Single Family Home
Details	3,603 sqft · built 2016
Lot Size	2.32 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Sep 2015)
Tax Bill	$7,661 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-12-006S`

Property Details

APN / Parcel Number

Primary APN	`110-12-006S`
Alternative APN	`R0224466`

Interior

Stories	2 Stories
Building Area	3,603 sqft Living Area
Gross Area	101,494 sqft

Exterior

Year Built	Built 2016
Lot Area	101,495 sqft (2.32 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	R0224466
Street Address	580 E FLAT ROCK RDG
City	FLAGSTAFF
State	AZ
Zip	86001-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LOCKETT RANCHES POR TRACT 6 DESC AS FLLWS: BEG SOUTHERNMOST COR TRACT 6, TH N 73-45-07 E 177.04'; TH N 40-22-53
Legal Range	07E
Legal Township	21N
Legal Section	03
Legal Subdivision	LOCKETT RANCHES
Legal Tract	6
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2001
Census Tract	200

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	580 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNSTREET MORTGAGE LLC
Apr 18, 2018	Deed of Trust, Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2015 · Amount on Record
Deed Sale	Sep 22, 2015 · Amount on Record
Prior Sale	Dec 30, 2014
Deed Document Number	3732740
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	580 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1974
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	CLEAR TTL AGCY OF FLAGSTAFF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003871999
Date	May 4, 2020
Instrument	3871999

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company
Address	75718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	580 E FLAT ROCK RDG, FLAGSTAFF, AZ 86001-1974
Document Number	0003813552
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	580 E FLAT ROCK RDG FLAGSTAFF AZ 860011974, FLAGSTAFF, AZ 86001-1974

Mortgage

Document Number	0003813552
Date	Apr 25, 2018
Instrument	3813552

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,599 (+7.18%) Land $36,269 Building $141,330
2025	$7,661.00 (+7.75%) Homeowner's exemption		$1,775,984 (+7.18%) Land $362,685 Building $1,413,299
2024		$165,704 Land $34,542 Building $131,162
2023	$7,110.00 Homeowner's exemption		$1,657,034 Land $345,416 Building $1,311,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 93% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Bluespan Wireless, CenturyLink, Optimum, Verizon.

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