580 E 3rd St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 580 E 3rd St, Mount Vernon, NY 10553

Property Summary

Property Type	Triplex
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2011)
Tax Bill	$15,724 (2025)
Deeds & Mortgages	May 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.82-4023-8`

Property Details

APN / Parcel Number

Primary APN	`550800 165.82-4023-8`
Alternative APNs	`080016508240230080000000` `097490`

Exterior

Architectural Style	Triplex
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	097490
Street Address	580 E 3RD ST
City	MOUNT VERNON
State	NY
Zip	10553-1802
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	4023
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2002
Census Tract	3400

Owner

Source: Westchester County and Mount Vernon City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	580 E 3RD ST, 582, MOUNT VERNON, NY 10553-1802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN FIRST FINANCIAL LTD
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLIFFCO MORTGAGE BANKERS
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage CLIFFCO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2011 · Amount on Record
Deed Sale	Sep 19, 2011 · Amount on Record
Deed Document Number	2011512503080
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	580 E 3RD ST, MOUNT VERNON, NY 10553
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	OLD REPUBLIC TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0571243297
Date	May 9, 2017
Instrument	571243297

Lender

Name	FRANKLIN FIRST FINANCIAL LTD
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	580 E 3RD ST, MOUNT VERNON, NY 10553
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	FIRST AMERICAN TITLE ISN CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601550231
Date	Jun 5, 2020
Instrument	601550231

Lender

Name	CLIFFCO MORTGAGE BANKERS
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	580 E 3RD ST, MOUNT VERNON, NY 10553
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601550217
Date	Jun 5, 2020
Instrument	601550217

Lender

Name	CLIFFCO INC
Type	Non-Lending Institution
Address	WESTBURY, NY 11590

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,724.00	$8,200 (-) Land $2,500 Building $5,700	$455,556 (+6.67%) Land $138,889 Building $316,667
2024		$8,200 (-) Land $2,500 Building $5,700	$427,083 (-10.94%) Land $130,208 Building $296,875
2023		$8,200 Land $2,500 Building $5,700	$479,532 Land $146,199 Building $333,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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