580 Dickey Rd, Ramer, TN 38367 Property Records

McNairy County property record for 580 Dickey Rd, Ramer, TN 38367

Property Summary

Property Type	Mobile Home
Details	1,248 sqft · built 2019
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Last Sale	$90,100 (Jun 2023)
Tax Bill	$201 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055149 01403`

Property Details

APN / Parcel Number

Primary APN	`055149 01403`
Alternative APN	`149 01403`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile/Manufactured
Lot Area	70,132 sqft (1.61 acres)
Terrain	Rolling
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	580 DICKEY RD
City	RAMER
State	TN
Zip	38367-6156
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 6
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1040
Census Tract	930600

Owner

Source: McNairy County records · APN 055149 01403

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	580 DICKEY RD, RAMER, TN 38367-6156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 29, 2022	Trustee's Deed, Foreclosure
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Jul 09, 2012 · Amount on Record
Deed Document Number	2023131787
Deed Book / Page	20 / 81
Prior Transfer Date	Mar 23, 2016
Prior Transfer Doc	0000023827
Record Updated	Jun 08, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Jun 29, 2023
Property Address	580 DICKEY RD, RAMER, TN 38367-6156
Document Number	0000002081
Book / Page	20 / 81
Instrument Date	Jun 25, 2023
Instrument	131787
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$333.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 DICKEY RD, RAMER, TN 38367-6156

Mortgage

Document Number	0000131788
Date	Jun 29, 2023
Instrument	131788

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCNAIRY TN
Recording Date	Mar 29, 2022
Property Address	580 DICKEY RD, RAMER, TN 38367-6156
Document Number	0000122420
Book / Page	12 / 2420
Instrument Date	Mar 24, 2022
Instrument	125824
Transaction Type	Foreclosure
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$244.37
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 DICKEY RD, RAMER, TN 38367-6156
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	580 DICKEY RD, RAMER, TN 38367-6156
Document Number	4321488
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	FAYETTE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 DICKEY RD RAMER TN 383676156, RAMER, TN 38367-6156

Mortgage

Document Number	4321488
Date	Feb 20, 2020
Book Page	000432/001488
Instrument	114743

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Feb 19, 2043

Tax Assessment & Valuation

Source: McNairy County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$201.00	$12,775 (-) Land $1,275 Building $11,500
2024	$201.00	$12,775 (-) Land $1,275 Building $11,500
2023		$12,775 (-) Land $1,275 Building $11,500
2022	$201.00	$12,775 Land $1,275 Building $11,500	$51,100 Land $5,100 Building $46,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McNairy County (47109C), as of December 2, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000615, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SELMER WATER SYSTEM serves 20,648 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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