580 Delaware St, Wabash, IN 46992 Property Records

Wabash County property record for 580 Delaware St, Wabash, IN 46992

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,294 sqft · built 1969
Lot Size0.18 acres (7,844 sqft)
OwnerIndividual Name on Record
Last Sale$199,965 (Apr 2026)
Tax Bill$1,136 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN85-14-40-213-025.000-009

Property Details

APN / Parcel Number

Primary APN85-14-40-213-025.000-009
Alternative APNs
  • 01656262050
  • 0120504500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft
Basement Area678 sqft
Finished Basement678 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,844 sqft (0.18 acres)
Lot Dimensions106 ft deep x 74 ft wide
Garage TypeAttached
Garage Area285 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number01656262050
Street Address580 DELAWARE ST
CityWABASH
StateIN
Zip46992-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLEY FALLS PT LOTS 3 & 2
Legal SubdivisionCHARLEY FALLS ADDITION
Legal Lot Number3,2
JurisdictionWABASH IN
Township / Civil DivisionNOBLE
Census Block Group1
Census Block1001
Census Tract102700

Owner

Source: Wabash County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address580 DELAWARE ST, WABASH, IN 46992-2203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE
Apr 29, 2026Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE
Apr 29, 2026Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE
Jun 6, 2024Intrafamily Transfer, Transfer · Line of Credit
CROSSROADS BANK
Feb 26, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSROADS BANK
Aug 24, 2016Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Aug 20, 2015Special Warranty Deed, Transfer
LINDA MEARS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleJun 6, 2024 · Amount on Record
Deed Document Number2026492194
Prior Transfer DateMay 17, 2024
Prior Transfer Doc2024R483502
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASH IN
Recording DateApr 30, 2026
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2026R492208
Instrument DateApr 27, 2026
Instrument2026492208
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 DELAWARE ST, WABASH, IN 46992-2203

Mortgage

Document Number0000492208,
DateApr 30, 2026
Instrument2026492208
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASH IN
Recording DateApr 29, 2026
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2026R492194
Instrument DateApr 25, 2026
Instrument2026492194
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 DELAWARE ST, WABASH, IN 46992-2203

Mortgage

Document Number0000492195,
DateApr 29, 2026
Instrument2026492195
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASH IN
Recording DateApr 29, 2026
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2026R492194
Instrument DateApr 25, 2026
Instrument2026492194
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 DELAWARE ST, WABASH, IN 46992-2203

Mortgage

Document Number0000492195,
DateApr 29, 2026
Instrument2026492195
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWABASH IN
Recording DateJun 6, 2024
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2024R483502
Map ReferenceMB 3 PGS 356
Instrument DateMay 17, 2024
Instrument2024R483502
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2024R483503
DateJun 6, 2024
Instrument2024R483503
Lender
NameCROSSROADS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMay 15, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASH IN
Recording DateFeb 26, 2020
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2020R461221
Instrument DateFeb 24, 2020
Instrument2020R461221
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 DELAWARE ST, WABASH, IN 46992-2203

Mortgage

Document Number2020R461222
DateFeb 26, 2020
Instrument2020R461222
Lender
NameCROSSROADS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

August 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASH IN
Recording DateAug 24, 2016
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2016R444444
Instrument DateAug 23, 2016
Instrument2016R444444
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 DELAWARE ST, WABASH, IN 46992-2203

Mortgage

Document Number2016R444445
DateAug 24, 2016
Instrument2016R444445
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2046

August 2015: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWABASH IN
Recording DateAug 20, 2015
Property Address580 DELAWARE ST, WABASH, IN 46992-2203
Document Number2015R439583
Instrument DateAug 20, 2015
Instrument2015R439583
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2170 E 250 S, WABASH, IN 46992-8938

Mortgage

Document Number2015R439584
DateAug 20, 2015
Instrument2015R439584
Lender
NameLINDA MEARS
TypePrivate Party
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWabash County
County SubdivisionNoble Township
MunicipalityWabash City
Unified School DistrictWabash City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,136.00 (+12.7%) Homeowner's exemption$123,600 (+26.77%) Land $13,500 Building $110,100$123,600 (+26.77%) Land $13,500 Building $110,100
2024$1,008.00 (+21.3%)
2023$97,500 (+11.05%) Land $13,500 Building $84,000$97,500 (+11.05%) Land $13,500 Building $84,000
2022$831.00$87,800 Land $13,500 Building $74,300$87,800 Land $13,500 Building $74,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WABASH
private · serves 12,140 people · EPA ID IN5285003
Water SourceGroundwater
Last State InspectionJan 2024
Lead38 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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