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580 Charles Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 580 Charles Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,400 sqft · built 1979
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Sep 2022)
Tax Bill$9,042 (2025)
Deeds & MortgagesMar 2022 Mortgage
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN122-210-54-00

Property Details

APN / Parcel Number

Primary APN122-210-54-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area6,400 sqft (0.147 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address580 CHARLES DR
CityOCEANSIDE
StateCA
Zip92057-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM06578
Legal SubdivisionCITY OF OCEANSIDE
Legal Tract6578
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract18620

Owner

Source: San Diego County records · APN 122-210-54-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address580 CHARLES DR, OCEANSIDE, CA 92057-3719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed of Trust, Mortgage · Commercial Mortgage
ANCHOR LOANS INC
Sep 19, 2022Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 04, 2022Affidavit of Death of Joint Tenant, Transfer
LAWYERS TITLE
Mar 04, 2022Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleMar 04, 2022 · Amount on Record
Deed Document Number2022368599
Prior Transfer DateMar 02, 2022
Prior Transfer Doc0000099176
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address580 CHARLES DR, OCEANSIDE, CA 92057-3719
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 W LAUREL ST 106, 106, SAN DIEGO, CA 92101-1254

Mortgage

Document Number0000137763
DateMar 29, 2022
Instrument2022-0137763
Lender
NameANCHOR LOANS INC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 19, 2022
Property Address580 CHARLES DR, OCEANSIDE, CA 92057-3719
Document Number0000368599
Map ReferenceDOC 1977-485317
Instrument DateAug 31, 2022
Instrument2022-0368599
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 CHARLES DR, OCEANSIDE, CA 92057-3719

Mortgage

Document Number0000368600
DateSep 19, 2022
Instrument2022-0368600
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMar 04, 2022
Property Address580 CHARLES DR, OCEANSIDE, CA 92057-3719
Document Number0000099176
Map ReferenceDOC 1977-485317
Instrument DateMar 02, 2022
Instrument2022-0099176
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 04, 2022
Property Address580 CHARLES DR, OCEANSIDE, CA 92057-3719
Document Number0000099177
Map ReferenceDOC 1977-485317
Instrument DateMar 01, 2022
Instrument2022-0099177
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 W LAUREL ST STE 106, 106, SAN DIEGO, CA 92101-1254
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$827,739 (+2%) Land $581,075 Building $246,664
2025$9,042.00 (+5.21%) Homeowner's exemption$811,510 (+4.04%) Land $569,682 Building $241,828
2023$8,594.00 (+96.43%) Homeowner's exemption$780,000 Land $547,561 Building $232,439
2022$4,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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