580 Broad Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 580 Broad Ave, Ridgefield, NJ 07657

Property Summary

Property TypeSingle Family Home
Details2,070 sqft · built 1914
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Apr 2007)
Tax Bill$10,394 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN49-02203-0000-00031

Property Details

APN / Parcel Number

Primary APN49-02203-0000-00031
Alternative APNs
  • 4900109000000033
  • 490220300031

Interior

Stories2 Stories
Building Area2,070 sqft Living Area

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialStucco
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number4900109000000033
Street Address580 BROAD AVE
CityRIDGEFIELD
StateNJ
Zip07657-1699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description50X125 2.5LT
Legal Block2203
Legal Lot Number31
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group2
Census Block2030
Census Tract45200

Owner

580 Broad Ave is owned and occupied by two individuals who acquired it in November 2020.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address580 BROAD AVE, RIDGEFIELD, NJ 07657-1699
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CITIZENS BANK NA
May 16, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2007 · Amount on File
Deed SaleApr 23, 2007 · Amount on File
Prior SaleOct 19, 2004 · Amount on File
Deed Book / Page9297 / 144
Last Transfer DateNov 16, 2020
Transfer Doc0040200082
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateMar 17, 2021
Property Address580 BROAD AVE, RIDGEFIELD, NJ 07657-1699
Document Number0040200082
Book / Page4020 / 82
Instrument DateNov 16, 2020
Instrument2021038285
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyCLEAR SKIES TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 BROAD AVE, RIDGEFIELD, NJ 07657-1699

Mortgage

Document Number2021038286
DateMar 17, 2021
Instrument2021038286
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051

May 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateMay 16, 2018
Property Address580 BROAD AVE, RIDGEFIELD, NJ 07657-1699
Document Number0029422044
Book / Page002942 / 002044
Instrument DateNov 30, 2017
Instrument34617
Transaction TypeMortgage
Record UpdatedJun 18, 2018
Title CompanyTITLE 365- NLSE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 BROAD AVE RIDGEFIELD NJ 076571699, RIDGEFIELD, NJ 07657-1699

Mortgage

Document Number28532360
DateMay 16, 2018
Book Page002853/002360
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 580 Broad Ave was $10,394, up 8.4% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$626,500 (+2.1%) Land $272,100 Building $354,400$626,500 (+2.1%) Land $272,100 Building $354,400
2025$10,394.00 (+8.37%)$613,600 Land $264,100 Building $349,500$613,600 Land $264,100 Building $349,500
2024$9,591.00
2023$562,900 Land $264,100 Building $298,800$562,900 Land $264,100 Building $298,800
2022$9,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 580 Broad Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1978–2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 580 Broad Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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