Sacramento County property record for 580 Borges Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,154 sqft · built 1999 |
| Lot Size | 0.206 acres (8,992 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,082,500 (Jun 2026) |
| Tax Bill | $9,717 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1710-023-0000 |
| Primary APN | 072-1710-023-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,154 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| 2nd Floor Area | 1,590 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 8,992 sqft (0.206 acres) |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 580 BORGES CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-8804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | PRAIRIE OAKS 03,PH 1, LOT 69 |
| Legal Subdivision | PRAIRIE OAKS 03,PH 1 |
| Legal Lot Number | 69 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 8508 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 580 BORGES CT, FOLSOM, CA 95630-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 21, 2019 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2004 · Amount on Record |
| Deed Book / Page | 20260626 / 976 |
| Prior Transfer Date | Feb 23, 2016 |
| Prior Transfer Doc | 0000001662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 26, 2026 |
| Property Address | 580 BORGES CT, FOLSOM, CA 95630-8804 |
| Document Number | 2026000976 |
| Book / Page | 20260626 / 976 |
| Instrument Date | Jun 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,265.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 580 BORGES CT, FOLSOM, CA 95630-8804 |
| Document Number | 2026000977, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 20260626/977 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 580 BORGES CT, FOLSOM, CA 95630-8804 |
| Document Number | 2012220642 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 580 BORGES CT FOLSOM CA 956308804, FOLSOM, CA 95630-8804 |
| Document Number | 2012220642 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2012220642 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 580 BORGES CT, FOLSOM, CA 95630-8804 |
| Document Number | 2012210467 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 580 BORGES CT FOLSOM CA 956308804, FOLSOM, CA 95630-8804 |
| Document Number | 2012210467 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2012210467 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Dec 20, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 580 BORGES CT, FOLSOM, CA 95630-8804 |
| Document Number | 1908261058 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 580 BORGES CT FOLSOM CA 956308804, FOLSOM, CA 95630-8804 |
| Document Number | 1908261058 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 1908261058 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $862,867 (+2%) Land $159,515 Building $703,352 | |
| 2025 | $9,717.00 (+2.1%) Homeowner's exemption | $845,949 (+4.04%) Land $156,388 Building $689,561 |
| 2024 | $9,517.00 (+1.83%) | |
| 2023 | $9,346.00 (+1.62%) Homeowner's exemption | $813,102 Land $150,316 Building $662,786 |
| 2022 | $9,197.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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