580 Bloomfield Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 580 Bloomfield Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,802 sqft · built 1960
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Dec 2019)
Tax Bill	$9,157 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059B0-00-0B-01500`

Property Details

APN / Parcel Number

Primary APN	`059B0-00-0B-01500`
Alternative APN	`19911`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,802 sqft Finished Area
Basement Area	729 sqft
Finished Basement	580 sqft
Unfinished Basement	149 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Porch	Porch
Porch Area	30 sqft
Patio Area	810 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Street Address	580 BLOOMFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	KEARSARGE BLK B LOT 15
Legal Subdivision	KEARSARGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4009
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	580 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit VIRGINIA NATIONAL BANK
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 30, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	201914449
Deed Book / Page	5261 / 507
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	580 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7800
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7800

Mortgage

Document Number	202300004614
Date	Jun 5, 2023
Instrument	202300004614

Lender

Name	VIRGINIA NATIONAL BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	580 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7800
Document Number	0000013584
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	580 BLOOMFIELD RD CHARLOTTESVILLE VA 229037800, CHARLOTTESVILLE, VA 22903-7800

Mortgage

Document Number	0000013584
Date	Sep 30, 2020
Book Page	005397/000637
Instrument	13584

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 30, 2019
Property Address	580 BLOOMFIELD RD, CHARLOTTESVILLE, VA 22903-7800
Document Number	0000014449
Book / Page	005261 / 000507
Instrument Date	Dec 27, 2019
Instrument	14449
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	580 BLOOMFIELD RD CHARLOTTESVILLE VA 229037800, CHARLOTTESVILLE, VA 22903-7800

Mortgage

Document Number	14450
Date	Dec 30, 2019
Book Page	005261/000511
Instrument	14450

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,157.00 (+11.34%)	$1,024,300 (+11.34%) Land $180,200 Building $844,100	$1,024,300 (+11.34%) Land $180,200 Building $844,100
2025	$8,224.00 (+42.46%)	$920,000 (+53.59%) Land $175,200 Building $744,800	$920,000 (+53.59%) Land $175,200 Building $744,800
2023	$5,773.00	$599,000 Land $150,200 Building $448,800	$599,000 Land $150,200 Building $448,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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