580 Ashlock Rd, Celina, TN 38551 Property Records

Clay County property record for 580 Ashlock Rd, Celina, TN 38551

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1986
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Apr 2021)
Tax Bill	$477 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014008 02200`

Property Details

APN / Parcel Number

Primary APN	`014008 02200`
Alternative APN	`008 02200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Type	Flat
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	580 ASHLOCK RD
City	CELINA
State	TN
Zip	38551-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	5
Census Block Group	4
Census Block	4093
Census Tract	955000

Owner

580 Ashlock Rd is owned and occupied by an individual who bought it in April 2021.

Source: Clay County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	580 ASHLOCK RD, CELINA, TN 38551-8203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	2021580
Deed Book / Page	117 / 175
Transfer Doc	000090/413
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	580 ASHLOCK RD, CELINA, TN 38551-8203
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD154/069
Date	Sep 13, 2019
Book Page	TD154/069
Instrument	19001085

Lender

Name	CITIZENS BANK
Type	Bank
Address	CELINA, TN 38551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Apr 27, 2021
Property Address	580 ASHLOCK RD, CELINA, TN 38551-8203
Document Number	0WD117/175
Book / Page	WD117 / 175
Instrument Date	Apr 23, 2021
Instrument	21000580
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 ASHLOCK RD, CELINA, TN 38551-8203

Mortgage

Document Number	0021000581
Date	Apr 27, 2021
Instrument	21000581

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 580 Ashlock Rd was $477.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$477.00	$18,350 Land $3,800 Building $14,550
2023		$18,350 (-) Land $3,800 Building $14,550
2022	$477.00	$18,350 Land $3,800 Building $14,550	$73,400 Land $15,200 Building $58,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 580 Ashlock Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (2010–2021)
Claims Outside the SFHA	13 of 16
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 580 Ashlock Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	CUMBERLAND CO WATER DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

May also be available: DuoBroadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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