58 Wildwood Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 58 Wildwood Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,268 sqft · built 2015
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Aug 2024)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 3 463`

Property Details

APN / Parcel Number

Primary APN	`18A 3 463`
Alternative APN	`11113`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	6,473 sqft
1st Floor Area	1,992 sqft
Basement Area	1,992 sqft
Finished Basement	1,992 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	242 sqft
Deck Area	518 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11113
Street Address	58 WILDWOOD DR
City	PALMYRA
State	VA
Zip	22963-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002188 MONTPELIER-3 LOT 463 26,573 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	46
Legal Lot Number	463
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

58 Wildwood Dr is owner-occupied and held in a trust since August 2024.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 23, 2024	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 3, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Deed Document Number	20242188
Prior Transfer Date	Feb 22, 2024
Prior Transfer Doc	0000000449
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000642
Date	Mar 22, 2024
Instrument	240000642

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002750
Date	Jul 27, 2020
Instrument	200002750

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 23, 2024
Property Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226
Document Number	0240002188
Map Reference	DB 86 PG 395
Instrument Date	Aug 19, 2024
Instrument	240002188
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 3, 2017
Property Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226
Document Number	0001700661
Map Reference	PB 86 PG 395
Instrument Date	Feb 21, 2017
Instrument	1700661
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 WILDWOOD DR, PALMYRA, VA 22963-2226

Tax Assessment & Valuation

The 2025 property tax bill for 58 Wildwood Dr was $6,717, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$889,740 (-) Land $180,500 Building $709,240	$889,740 (-) Land $180,500 Building $709,240
2025	$6,717.00 (+0.66%)	$889,740 Land $180,500 Building $709,240	$889,740 Land $180,500 Building $709,240
2024	$6,673.00
2023		$704,500 Land $180,500 Building $524,000	$704,500 Land $180,500 Building $524,000
2022	$5,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Wildwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Wildwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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