58 Walnut St, Tipton, IA 52772 Property Records

Cedar County property record for 58 Walnut St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1946
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Aug 2020)
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048011061840020`

Property Details

APN / Parcel Number

Primary APN	`048011061840020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	58 WALNUT ST
City	TIPTON
State	IA
Zip	52772-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIPTON LOT 11 BLK 43
Legal Block	43
Legal Lot Number	11
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3056
Census Tract	450300

Owner

58 Walnut St is owned and occupied by an individual who bought it in August 2020.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	58 WALNUT ST, TIPTON, IA 52772-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Deed Document Number	20202621
Deed Book / Page	1537 / 57
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	58 WALNUT ST, TIPTON, IA 52772-1839
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001537/74
Date	Aug 11, 2020
Book Page	1537/74
Instrument	2020 2623

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	58 WALNUT ST, TIPTON, IA 52772-1839
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001463/104
Date	Apr 24, 2019
Book Page	1463/104
Instrument	1125

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Aug 11, 2020
Property Address	58 WALNUT ST, TIPTON, IA 52772-1839
Document Number	0001537/57
Book / Page	1537 / 57
Instrument Date	Jul 9, 2020
Instrument	2020 2621
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 WALNUT ST, TIPTON, IA 52772-1839

Mortgage

Document Number	0001537/60
Date	Aug 11, 2020
Book Page	1537/60
Instrument	2020 2622

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.13%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 58 Walnut St was $1,664 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00 Homeowner's exemption	$111,000 (-) Land $13,750 Building $97,250	$111,000 (-) Land $13,750 Building $97,250
2025	$1,664.00 (+0.85%) Homeowner's exemption	$111,000 Land $13,750 Building $97,250	$111,000 Land $13,750 Building $97,250
2024	$1,650.00
2023		$99,240 (+20.69%) Land $13,750 Building $85,490	$99,240 Land $13,750 Building $85,490
2022	$1,492.00 Homeowner's exemption	$82,230 Land $11,250 Building $70,980
2021			$82,230 Land $11,250 Building $70,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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