58 Walnut Ridge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 58 Walnut Ridge Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,662 sqft · built 1981
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Tax Bill	$985 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3081116825`

Property Details

APN / Parcel Number

Primary APN	`3081116825`
Alternative APN	`9715`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,100 sqft
Utility Area	100 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Other
Construction Type	Frame
Lot Area	114,998 sqft (2.64 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	160 sqft
Balcony Area	22 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9715
Street Address	58 WALNUT RIDGE RD
City	SPARTA
State	NC
Zip	28675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#21-22 WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Block	157
Legal Lot Number	21-22
Legal Unit	21-22
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1028
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 727, SPARTA, NC 28675-0727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jun 7, 2018	Deed of Trust, Mortgage SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	58 WALNUT RIDGE RD, SPARTA, NC 28675
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 727, SPARTA, NC 28675-0727

Mortgage

Document Number	00428/1460
Date	May 4, 2022
Book Page	428/1460
Instrument	1055

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank
Address	SPARTA, NC 28675

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	58 WALNUT RIDGE RD, SPARTA, NC 28675
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000394/0000000334
Date	Aug 13, 2018
Book Page	0000000394/0000000334
Instrument	000000001499

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	58 WALNUT RIDGE RD, SPARTA, NC 28675
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000392/0000001224
Date	Jun 7, 2018
Book Page	0000000392/0000001224
Instrument	000000000979

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$985.00 (+1.03%)	$139,900 (-) Land $40,500 Building $99,400	$139,900 (-) Land $40,500 Building $99,400
2025	$975.00
2023		$139,900 Land $40,500 Building $99,400	$139,900 Land $40,500 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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