58 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 58 W 28th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Dec 2009)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-24-04-008.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-04-008.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	58 W 28TH ST
City	COVINGTON
State	KY
Zip	41015-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 98 & W 1/2 LOT 97
Legal Subdivision	ROGERS M
Legal Lot Number	98,97
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 W 28TH ST, COVINGTON, KY 41015-1176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2009 · Amount on Record
Deed Sale	Dec 23, 2009 · Amount on Record
Prior Sale	May 2, 2002 · Amount on Record
Deed Document Number	200912 23 059 00077
Deed Book / Page	4194 / 121
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	58 W 28TH ST, COVINGTON, KY 41015-1176
Document Number	0000000153
Book / Page	0C6296 / 000029
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 W 28TH ST COVINGTON KY 410151176, COVINGTON, KY 41015-1176

Mortgage

Document Number	0000000153
Date	Nov 16, 2017
Book Page	0C6296/000029
Instrument	153

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,300 (+14.79%) Land $10,000 Building $117,300	$127,300 (+14.79%) Land $10,000 Building $117,300
2025	$1,469.00 (-0.54%)	$110,900 (-) Land $5,000 Building $105,900	$110,900 (-) Land $5,000 Building $105,900
2023	$1,477.00	$110,900 Land $5,000 Building $105,900	$110,900 Land $5,000 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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