Essex County and Montclair Township property record for 58 Union St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,151 sqft · built 1910 |
| Lot Size | 0.169 acres (7,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $542,500 (Jan 2011) |
| Tax Bill | $23,093 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02111-0000-00002 |
| Primary APN | 13-02111-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,151 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 7,375 sqft (0.169 acres) |
| Lot Dimensions | 125 ft deep x 59 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130211100002 |
|---|---|
| Street Address | 58 UNION ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 59X125 IRR |
| Legal Block | 2111 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 17000 |
58 Union St is owned and occupied by two individuals who bought it in January 2011.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 18, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2011 · Amount on File |
| Deed Sale | Jan 26, 2011 · Amount on File |
| Deed Book / Page | 12294 / 8888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Document Number | 2021056194 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021056194 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 8, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021033664 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021033664 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021027148 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021027148 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Document Number | 0000107140 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 58 UNION ST MONTCLAIR NJ 070423322, MONTCLAIR, NJ 07042-3322 |
| Document Number | 0000107140 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 107140 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 58 UNION ST, MONTCLAIR, NJ 07042-3322 |
| Document Number | 0000067042 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 58 UNION ST MONTCLAIR NJ 070423322, MONTCLAIR, NJ 07042-3322 |
| Document Number | 0000067042 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 67042 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
The 2025 property tax bill for 58 Union St was $23,093, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $656,800 (-) Land $263,200 Building $393,600 | $656,800 (-) Land $263,200 Building $393,600 | |
| 2025 | $23,093.00 (+3.32%) | $656,800 Land $263,200 Building $393,600 | $656,800 Land $263,200 Building $393,600 |
| 2024 | $22,350.00 | ||
| 2023 | $656,800 Land $263,200 Building $393,600 | $656,800 Land $263,200 Building $393,600 | |
| 2022 | $21,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 58 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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