58 Summit Ridge Dr, Brandon, MS 39042 Property Records

Rankin County property record for 58 Summit Ridge Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,335 sqft · built 1974
Lot Size	0.347 acres (15,135 sqft)
Owner	Individual Name on Record
Last Sale	$292,600 (Oct 2025)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H09F000010 00470`

Property Details

APN / Parcel Number

Primary APN	`H09F000010 00470`
Alternative APN	`23070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,335 sqft Adjusted Area
Gross Area	2,193 sqft
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,135 sqft (0.347 acres)
Deck Area	288 sqft
Patio Area	120 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23070
Street Address	58 SUMMIT RIDGE DR
City	BRANDON
State	MS
Zip	39042-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 GROVE PARK OF CROSSGATES PART 3 DB 390 PG 176 0082479 DB 645 PG 0457 0052192 DB 670 PG 0612-0000 0050493
Legal Range	03E
Legal Township	05N
Legal Section	07
Legal Subdivision	GROVE PARK OF CROSSGATES PART 3
Legal Lot Number	47
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1007
Census Tract	20208

Owner

Source: Rankin County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	58 SUMMIT RIDGE DR, BRANDON, MS 39042-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOPE FCU
Aug 26, 2024	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage HOPE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Deed Book / Page	2025 / 22947
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	58 SUMMIT RIDGE DR, BRANDON, MS 39042-2503
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080934
Date	Oct 1, 2025
Book Page	3025/80934

Lender

Name	HOPE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	58 SUMMIT RIDGE DR, BRANDON, MS 39042-2503
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066019
Date	Aug 26, 2024
Book Page	3024/66019

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2034

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 1, 2025
Property Address	58 SUMMIT RIDGE DR, BRANDON, MS 39042-2503
Document Number	0000022947
Book / Page	2025 / 22947
Map Reference	CAB A SL 314
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 ANTIOCH SHILOH RD, PELAHATCHIE, MS 39145-3371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SUMMIT RIDGE DR, BRANDON, MS 39042-2503

Mortgage

Document Number	0302580917
Date	Oct 1, 2025
Instrument	3025/80917

Lender

Name	HOPE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (+0.03%)	$25,881 (+62.59%)
2024	$3,425.00 (+168.21%) Homeowner's exemption	$15,918 (+17.96%)	$172,540 (+27.86%) Land $32,500 Building $140,040
2023		$13,494
2021			$134,940 Land $32,500 Building $102,440
2019	$1,277.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2001–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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