Campbell County property record for 58 Sterling Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,904 sqft · built 1915 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Dec 2020) |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-681.00 |
| Primary APN | 999-99-15-681.00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,250 sqft (0.212 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915681.00 |
|---|---|
| Street Address | 58 STERLING AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 162 INVERNESS 50 X 185 |
| Legal Subdivision | INVERNESS |
| Legal Lot Number | 162 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 52302 |
58 Sterling Ave is owned and occupied by an individual who bought it in December 2020.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 58 STERLING AVE, FORT THOMAS, KY 41075-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2020 | Affidavit of Death, Transfer AMERICAN HOMELAND TITLE |
| Dec 7, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 5122228 |
| Deed Book / Page | D819 / 705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 7, 2020 |
| Property Address | 58 STERLING AVE, FORT THOMAS, KY 41075-1148 |
| Document Number | 0005122226 |
| Book / Page | 000044 / 000430 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 5122226 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 58 STERLING AVE FORT THOMAS KY 410751148, FORT THOMAS, KY 41075-1148 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 7, 2020 |
| Property Address | 58 STERLING AVE, FORT THOMAS, KY 41075-1148 |
| Document Number | 0005122228 |
| Book / Page | D819 / 705 |
| Map Reference | MB 56 PG 36 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 5122228 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 W 4TH ST, 14, NEWPORT, KY 41071-1063 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 58 STERLING AVE, FORT THOMAS, KY 41075-1148 |
| Investor | Possibly a Property Investor |
| Document Number | 0005122231 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | M2257/308 |
| Instrument | 5122231 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 58 Sterling Ave was $1,549.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,549.00 | $420,000 Land $45,000 Building $375,000 | $420,000 Land $45,000 Building $375,000 |
| 2023 | $1,659.00 (-2.47%) | $420,000 (-) Land $45,000 Building $375,000 | $420,000 (-) Land $45,000 Building $375,000 |
| 2022 | $1,701.00 | $420,000 Land $45,000 Building $375,000 | $420,000 Land $45,000 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Sterling Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Sterling Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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