58 Stephens St, Matteson, IL 60443 Property Records

Cook County property record for 58 Stephens St, Matteson, IL 60443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,904 sqft · built 2004
Lot Size	0.121 acres (5,257 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Mar 2022)
Tax Bill	$14,508 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31-16-204-011`

Property Details

APN / Parcel Number

Primary APN	`31-16-204-011`
Alternative APN	`31-16-204-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,257 sqft (0.121 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	58 STEPHENS ST
City	MATTESON
State	IL
Zip	60443-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BROOKMERE
Legal Lot Number	43
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4005
Census Tract	830004

Owner

58 Stephens St is owned and occupied by two individuals who bought it in March 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 18, 2022	Warranty Deed, Transfer · FHA Mortgage THE HOME LOAN EXPERT LLC
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 28, 2020	Loan Modification, Mortgage · Conventional Mortgage FLAGSTAR BK
Sep 29, 2017	Warranty Deed, Transfer · FHA Mortgage HARTFORD FIN'L SVCS
Jun 8, 2017	Grant Deed, Transfer OTHER
Feb 6, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2022718116
Prior Transfer Date	Sep 11, 2009
Prior Transfer Doc	0000040081
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 STEPHENS ST, MATTESON, IL 60443-3025

Mortgage

Document Number	0028811075
Date	Oct 15, 2025
Instrument	2528811075

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 18, 2022
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Document Number	0007718116
Map Reference	DOC 0421744046
Instrument Date	Jan 13, 2022
Instrument	2207718116
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 STEPHENS ST, 47, MATTESON, IL 60443-3020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	58 STEPHENS ST, MATTESON, IL 60443-3025

Mortgage

Document Number	0007718117
Date	Mar 18, 2022
Instrument	2207718117

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 STEPHENS ST, MATTESON, IL 60443-3025

Mortgage

Document Number	0012321058
Date	May 3, 2021
Instrument	2112321058

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Feb 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Document Number	2006547000
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	58 STEPHENS ST MATTESON IL 604433025, MATTESON, IL 60443-3025

Mortgage

Document Number	2006547000
Date	Mar 5, 2020
Instrument	6547000

Lender

Name	FLAGSTAR BK
Type	Bank
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Interest

Rate	4%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 29, 2017
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Document Number	1727215160
Instrument Date	Sep 14, 2017
Instrument	27215160
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7519 S EBERHART AVE CHICAGO IL 606192205, CHICAGO, IL 60619-2205

Mortgage

Document Number	1727215161
Date	Sep 29, 2017
Instrument	27215161

Lender

Name	HARTFORD FIN'L SVCS
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jun 8, 2017
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Document Number	1715945084
Instrument Date	Mar 28, 2017
Instrument	15945084
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BOXELDER CT BOLINGBROOK IL 604902025, BOLINGBROOK, IL 60490-2025

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Feb 6, 2017
Property Address	58 STEPHENS ST, MATTESON, IL 60443-3025
Document Number	1703734110
Instrument Date	Oct 13, 2016
Instrument	3734110
Transaction Type	Foreclosure
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Matteson Village
Secondary School District	Rich Township High School District 227 (09 - 12)
Elementary School District	Elementary School District 159 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $6,703 Building $28,297	$350,000 Land $67,030 Building $282,970
2023	$14,508.00 (+36%)
2022	$10,668.00 Homeowner's exemption	$23,345 Land $5,782 Building $17,563	$233,450 Land $57,820 Building $175,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 58 Stephens St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 58 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTESON serves 18,293 people · EPA ID IL0311800
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Jan 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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