Cumberland Town property record for 58 Stanley Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 2005 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Jan 2021) |
| Tax Bill | $5,625 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0006-22 |
| Primary APN | 1-0006-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,438 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1-0006-22 |
|---|---|
| Street Address | 58 STANLEY RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 209 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11405 |
58 Stanley Rd is owned and occupied by two individuals who bought it in January 2021.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 STANLEY RD, CUMBERLAND, RI 02864-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION |
| Jan 25, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 19, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Dec 5, 2006 · Amount on File |
| Deed Document Number | 2021120841 |
| Deed Book / Page | 1872 / 352 |
| Transfer Doc | 1362-658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 58 STANLEY RD, CUMBERLAND, RI 02864-4029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002026-680 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 2026/680 |
| Instrument | 154299 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 58 STANLEY RD, CUMBERLAND, RI 02864-4029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001972-261 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 1972/261 |
| Instrument | 142646 |
| Name | US SMALL BUSINESS ADMINISTRATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 58 STANLEY RD, CUMBERLAND, RI 02864-4029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001949-188 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 1949/188 |
| Instrument | 137215 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 19, 2021 |
| Property Address | 58 STANLEY RD, CUMBERLAND, RI 02864-4029 |
| Document Number | 1872-352 |
| Book / Page | 1872 / 352 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 120841 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 STANLEY RD, CUMBERLAND, RI 02864-4029 |
| Document Number | 120842 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 120842 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 58 Stanley Rd was $5,625, up 9% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,625.00 (+8.97%) | $561,900 (+33.56%) Land $218,900 Building $343,000 | $602,638 |
| 2025 | $5,162.00 | $420,700 Land $111,200 Building $309,500 | |
| 2023 | $4,889.00 (+2.09%) | $420,700 (+31.67%) Land $111,200 Building $309,500 | |
| 2022 | $4,789.00 | $319,500 Land $81,500 Building $238,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Stanley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Stanley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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