58 Spruce Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 58 Spruce Ter, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,253 sqft · built 1953
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (May 2021)
Tax Bill	$13,136 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01706-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`14-01706-0000-00023`
Alternative APNs	`1400515000000043` `140170600023`

Interior

Building Area	2,253 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Split Level
Lot Area	9,975 sqft (0.229 acres)

Location & Zoning

Old Parcel Number	1400515000000043
Street Address	58 SPRUCE TER
City	WAYNE
State	NJ
Zip	07470-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1706
Legal Lot Number	23
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2007
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records · APN 14-01706-0000-00023

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	58 SPRUCE TER, WAYNE, NJ 07470-4352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Deed Document Number	202135027
Deed Book / Page	4044 / 47
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 24, 2021
Property Address	58 SPRUCE TER, WAYNE, NJ 07470-4352
Document Number	0000035027
Book / Page	D4044 / 47
Instrument Date	Apr 26, 2021
Instrument	2021035027
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,692.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2586 BELL CIR, STEVENSVILLE, MI 49127-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SPRUCE TER, WAYNE, NJ 07470-4352

Mortgage

Document Number	0000035028
Date	May 24, 2021
Instrument	2021035028

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,000 (-) Land $102,900 Building $116,100	$219,000 (-) Land $102,900 Building $116,100
2025	$13,136.00 (+0.88%)	$219,000 (-) Land $102,900 Building $116,100	$219,000 (-) Land $102,900 Building $116,100
2024	$13,021.00 (+5.16%)
2023		$219,000 Land $102,900 Building $116,100	$219,000 Land $102,900 Building $116,100
2022	$12,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.