58 Spring St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 58 Spring St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2010)
Tax Bill	$13,472 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-01291-01-00015`

Property Details

APN / Parcel Number

Primary APN	`07-01291-01-00015`
Alternative APN	`0701291A00015`

Interior

Stories	2 Stories
Building Area	2,248 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	0701291A00015
Street Address	58 SPRING ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MAP 101
Legal Block	1291
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2003
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 SPRING ST, PASSAIC, NJ 07055-5436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARK MORTGAGE INC
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage YESHIVA O MOSHE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2010 · Amount on Record
Deed Sale	May 28, 2010 · Amount on Record
Deed Document Number	201024855
Deed Book / Page	1926 / 94
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 SPRING ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046281
Date	Jul 16, 2021
Book Page	M17290/98
Instrument	2021046281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 SPRING ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053873
Date	Nov 21, 2022
Book Page	M18273/79
Instrument	2022053873

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 SPRING ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	ASSET TITLE AGENCY LLC, ASSURED TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SPRING ST, PASSAIC, NJ 07055

Mortgage

Document Number	0000004015
Date	Feb 6, 2024
Book Page	M18792/192
Instrument	2024004015

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company
Address	MONROE, NY 10950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 SPRING ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 SPRING ST, PASSAIC, NJ 07055-5436

Mortgage

Document Number	0000002316
Date	Jan 10, 2022
Book Page	M17719/271
Instrument	2022002316

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 SPRING ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029358
Date	Jul 10, 2019
Book Page	M15596/0151
Instrument	2019029358

Lender

Name	TCF NATIONAL BANK
Type	Mortgage Company
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	58 SPRING ST, PASSAIC, NJ 07055
Document Number	0000009424
Book / Page	014367 / 000213
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SPRING ST PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number	0000009424
Date	Feb 17, 2017
Book Page	014367/000213
Instrument	9424

Lender

Name	YESHIVA O MOSHE
Address	322 7TH ST, LAKEWOOD, NJ 08701-2866

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 16, 2022

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,400 (-) Land $115,000 Building $201,400	$316,400 (-) Land $115,000 Building $201,400
2025	$13,472.00 (+3.27%)	$316,400 (+26.56%) Land $115,000 Building $201,400	$316,400 (+26.56%) Land $115,000 Building $201,400
2024	$13,045.00 (+34.35%)
2023		$250,000 Land $115,000 Building $135,000	$250,000 Land $115,000 Building $135,000
2022	$9,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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