58 Schooler Loop, Fredericksburg, VA 22405 Property Records

Stafford County property record for 58 Schooler Loop, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1988
Lot Size	1.2 acres (52,298 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-161D`

Property Details

APN / Parcel Number

Primary APN	`45-161D`
Alternative APNs	`045 161D` `27844`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Basement Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,298 sqft (1.2 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	552 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	27844
Old Parcel Number	045 161D
Street Address	58 SCHOOLER LOOP
City	FREDERICKSBURG
State	VA
Zip	22405-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	NR FALMOUTH 1.2006 AC
Legal Subdivision	FALMOUTH HARTWOOD DISTRICT
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2019
Census Tract	10304

Owner

Source: Stafford County records · APN 45-161D

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	58 SCHOOLER LOOP, FREDERICKSBURG, VA 22405-5623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 1988
Deed Sale	Mar 01, 1988
Deed Document Number	0000746127
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jul 13, 2026
Property Address	58 SCHOOLER LOOP, FREDERICKSBURG, VA 22405-5623
Document Number	0000010366
Instrument Date	Jul 06, 2026
Instrument	202610366
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SCHOOLER LOOP, FREDERICKSBURG, VA 22405-5623

Mortgage

Document Number	0000010366,
Date	Jul 13, 2026
Instrument	202610366

Lender

Name	ATLANTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 09, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00 (+10.69%)	$391,400 (+11.67%) Land $100,000 Building $291,400	$391,400 (+11.67%) Land $100,000 Building $291,400
2023	$3,312.00 (+35.96%)	$350,500 Land $95,000 Building $255,500	$350,500 Land $95,000 Building $255,500
2021	$2,436.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

Based on FCC filings for 181 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.