58 School St, North Smithfield, RI 02896 Property Records

Cumberland Town property record for 58 School St, North Smithfield, RI 02896

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,382 sqft · built 1900
Lot Size	0.574 acres (25,007 sqft)
Owner	2 Individual Names on File
Last Sale	$212,846 (Aug 2009)
Tax Bill	$4,771 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0005 L:0011`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0005 L:0011`
Alternative APN	`1492`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	4,935 sqft
1st Floor Area	1,028 sqft
Attic	Attic
Attic Area	326 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,007 sqft (0.574 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1492
Street Address	58 SCHOOL ST
City	NORTH SMITHFIELD
State	RI
Zip	02896
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RU
Legal Lot Number	11
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	3
Census Block	3048
Census Tract	12801

Owner

58 School St, a duplex, is owned by two individuals who bought it in August 2009.

Source: Cumberland Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 297, SLATERSVILLE, RI 02876-0297
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Mar 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2009 · Amount on File
Deed Sale	Aug 24, 2009 · Amount on File
Prior Sale	Nov 14, 2008 · Amount on File
Deed Book / Page	471 / 268
Transfer Doc	000516-185
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	58 SCHOOL ST, NORTH SMITHFIELD, RI 02896
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001044-275
Date	Mar 31, 2026
Book Page	1044/275
Instrument	56258

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	58 SCHOOL ST, NORTH SMITHFIELD, RI 02896
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000936-287
Date	Mar 18, 2022
Book Page	936/287
Instrument	48261

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	58 SCHOOL ST, NORTH SMITHFIELD, RI 02896
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	878-17
Date	Dec 18, 2020
Book Page	878/17
Instrument	44140

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 58 School St was $4,771.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,771.00	$414,900 Land $107,000 Building $307,900	$499,524
2023	$4,520.00 (+2.45%)	$317,200 (-) Land $89,400 Building $227,800
2022	$4,412.00	$317,200 Land $89,400 Building $227,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures