Bergen County and Demarest Borough property record for 58 Ross Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,258 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,062,350 (Jun 2019) |
| Tax Bill | $29,151 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00135-0000-00051 |
| Primary APN | 09-00135-0000-00051 |
|---|---|
| Alternative APN |
|
| Building Area | 3,258 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 58 ROSS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.230AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 135 |
| Legal Lot Number | 51 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 9100 |
58 Ross Ave is owned and occupied by two individuals who bought it in June 2019.
Source: Bergen County and Demarest Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 ROSS AVE, DEMAREST, NJ 07627-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Jun 25, 2019 | Deed, Transfer · Stand-Alone First Mortgage STEARNS LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Jan 12, 1995 · Amount on File |
| Deed Document Number | 201940073 |
| Deed Book / Page | 3276 / 629 |
| Prior Transfer Date | Feb 8, 2008 |
| Prior Transfer Doc | 0094980074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 ROSS AVE, DEMAREST, NJ 07627-2711 |
| Document Number | 0034641894 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 58 ROSS AVE DEMAREST NJ 076272711, DEMAREST, NJ 07627-2711 |
| Document Number | 0034641894 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 003464/001894 |
| Instrument | 20004437 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2019 |
| Property Address | 58 ROSS AVE, DEMAREST, NJ 07627-2711 |
| Document Number | 0032760629 |
| Book / Page | 3276 / 629 |
| Instrument Date | May 2, 2019 |
| Instrument | 19-040073 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 58 ROSS AVE, DEMAREST, NJ 07627-2711 |
| Document Number | 1904007301 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 19-040073.01 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0032760629 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 3276/629 |
| Instrument | 19-040073 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 58 Ross Ave was $29,151, up 6% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,615,000 (-) Land $617,000 Building $998,000 | $1,615,000 (-) Land $617,000 Building $998,000 | |
| 2025 | $29,151.00 (+5.95%) | $1,615,000 Land $617,000 Building $998,000 | $1,615,000 Land $617,000 Building $998,000 |
| 2024 | $27,513.00 | ||
| 2023 | $900,000 Land $331,000 Building $569,000 | $900,000 Land $331,000 Building $569,000 | |
| 2022 | $25,551.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Ross Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Ross Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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