58 Rolling Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 58 Rolling Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details6,286 sqft · built 2002
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$1,395,000 (Oct 2019)
Tax Bill$32,116 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN63-00915-0000-00022

Property Details

APN / Parcel Number

Primary APN63-00915-0000-00022
Alternative APNs
  • 630091500022
  • 096700

Interior

Stories1 Story
Building Area6,286 sqft Living Area
1st Floor Area6,286 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Lot Area46,609 sqft

Location & Zoning

Account Number096700
Street Address58 ROLLING RIDGE RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.070 AC
Legal SubdivisionJEFFERSON HOMES INC SEC #2
Legal Block915
Legal Lot Number22
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1008
Census Tract53201

Owner

58 Rolling Ridge Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SANJAY KAPOOR
Jul 21, 2022Deed of Trust, Mortgage · SBA Mortgage
TRENTON BUSINESS ASSISTANCE CORPORATION
Oct 3, 2019Deed, Transfer · Stand-Alone First Mortgage
HSBC BANK USA
May 13, 2019Deed of Trust, Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2019 · Amount on File
Deed SaleOct 3, 2019 · Amount on File
Prior SaleDec 28, 2004 · Amount on File
Deed Document Number20196542101
Deed Book / Page3365 / 872
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Transaction TypeMortgage
Record UpdatedMay 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705

Mortgage

Document Number0057500578
DateMar 19, 2026
Book Page5750/578
Instrument2026018094
Lender
NameSANJAY KAPOOR
TypePrivate Party
Address4 BIG RAMAPO RD, SADDLE RIVER, NJ 07458
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705

Mortgage

Document Number0047471682
DateJul 21, 2022
Book Page4747/1682
Instrument2022072448
Lender
NameTRENTON BUSINESS ASSISTANCE CORPORATION
TypeNon-Lending Institution
AddressTRENTON, NJ 08619
Agreement
TypeSBA Mortgage
AmountAmount on Record

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 3, 2019
Property Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Document Number0033650872
Book / Page3365 / 872
Instrument DateSep 4, 2019
Instrument2019-065421.01
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705

Mortgage

Document Number1906542102
DateOct 3, 2019
Instrument19-065421.02
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.4%
Type Change DateOct 1, 2029
Max Rate At Change2.2%
Index1-Month LIBOR

Mortgage

Document Number0033650872
DateOct 3, 2019
Book Page3365/872
Instrument2019-065421.01
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.4%
Type Change DateOct 1, 2029
Index1-Month LIBOR

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address58 ROLLING RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1705
Document Number0032830094
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 ROLLING RIDGE RD UPPER SADDLE RIVER NJ 074581705, UPPER SADDLE RIVER, NJ 07458-1705

Mortgage

Document Number0032830094
DateJul 2, 2019
Book Page003283/000094
Instrument42107
Lender
NameM&T BK
TypeBank
Address1 M AND T PLZ, BUFFALO, NY 14203-2309
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 58 Rolling Ridge Rd was $32,116, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,240,000 (-) Land $361,800 Building $878,200$1,240,000 (-) Land $361,800 Building $878,200
2025$32,116.00 (+1.73%)$1,240,000 Land $361,800 Building $878,200$1,240,000 Land $361,800 Building $878,200
2024$31,570.00
2023$1,240,000 Land $361,800 Building $878,200$1,240,000 Land $361,800 Building $878,200
2022$30,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Rolling Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Rolling Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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