Otsego County and Oneonta City property record for 58 River St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,274 sqft · built 1850 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,500 (Apr 2015) |
| Tax Bill | $7,526 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 361200 300.9-2-40 |
| Primary APN | 361200 300.9-2-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Total Area |
| 1st Floor Area | 1,192 sqft |
| 2nd Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 410 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 177 ft deep x 106 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2806 |
|---|---|
| Street Address | 58 RIVER ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2321 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 120 |
| Legal Block | 2 |
| Legal Lot Number | 40.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 591100 |
58 River St, a duplex, is owned and occupied by two individuals who bought it in April 2015.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 RIVER ST, ONEONTA, NY 13820-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2015 · Amount on File |
| Deed Sale | Apr 9, 2015 · Amount on File |
| Prior Sale | Jun 28, 2005 · Amount on File |
| Deed Book / Page | 2015 / 1539 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 58 River St was $7,526, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,526.00 (+2.51%) | ||
| 2025 | $7,342.00 | $193,000 Land $23,800 Building $169,200 | $271,831 Land $33,521 Building $238,310 |
| 2023 | $193,000 Land $23,800 Building $169,200 | $238,272 Land $29,383 Building $208,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 River St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1978–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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