58 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 58 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,842 sqft · built 1961
Lot Size	0.393 acres (17,119 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2013)
Tax Bill	$4,961 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-012500`

Property Details

APN / Parcel Number

Primary APN	`07-012500`
Alternative APNs	`7012500` `012500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,842 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	17,119 sqft (0.393 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	012500
Street Address	58 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT - 17119 SF 58 RIDGE RD NR SE/S FITZHUGH AVE
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3023
Census Tract	507702

Owner

58 Ridge Rd is owned and occupied by an individual who bought it in April 2013.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	58 RIDGE RD, WESTMINSTER, MD 21157-4450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT MORTGAGE
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2013 · Amount on File
Deed Sale	Apr 19, 2013 · Amount on File
Prior Sale	Aug 16, 2007 · Amount on File
Deed Book / Page	7300 / 485
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	0067830001
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 8, 2026
Property Address	58 RIDGE RD, WESTMINSTER, MD 21157-4450
Document Number	1185000012
Book / Page	11859 / 12
Instrument Date	Aug 31, 2026
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 RIDGE RD, WESTMINSTER, MD 21157-4450

Mortgage

Document Number	1185000012,
Date	Sep 8, 2026
Book Page	11859/12

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	58 RIDGE RD, WESTMINSTER, MD 21157-4450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095250306
Date	Jan 3, 2020
Book Page	9525/0306

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 58 Ridge Rd was $4,961, up 6.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,961.00 (+6.67%)	$443,000 (+6.67%) Land $93,900 Building $349,100	$443,000 (-) Land $93,900 Building $349,100
2025	$4,651.00	$415,300	$443,000 Land $93,900 Building $349,100
2023	$4,066.00	$359,900 Land $93,900 Building $266,000	$359,900 Land $93,900 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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