Morris County and Madison Borough property record for 58 Prospect St, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 1,996 sqft · built 1936 |
| Lot Size | 0.472 acres (20,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Nov 2023) |
| Tax Bill | $17,000 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| APN | 17-03803-0000-00043 |
| Primary APN | 17-03803-0000-00043 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,996 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 20,552 sqft (0.472 acres) |
| Lot Dimensions | 274 ft deep x 75 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1700074000000020A |
|---|---|
| Street Address | 58 PROSPECT ST |
| City | MADISON |
| State | NJ |
| Zip | 07940-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | BOROUGH/MADISON |
| Legal Block | 3803 |
| Legal Lot Number | 43 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 43100 |
58 Prospect St is owned and occupied by two individuals who bought it in November 2023.
Source: Morris County and Madison Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Nov 2, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Nov 14, 2019 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MNET MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on File |
| Deed Sale | Nov 2, 2023 · Amount on File |
| Prior Sale | Aug 2, 2007 · Amount on File |
| Deed Document Number | 202342152 |
| Deed Book / Page | 24676 / 1472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Document Number | 0000013812 |
| Book / Page | 25083 / 788 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202613812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Document Number | 0000013812, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 25083/788 |
| Instrument | 202613812 |
| Name | KEARNY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Nov 2, 2023 |
| Property Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Document Number | 0246761472 |
| Book / Page | 24676 / 1472 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023042152 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 MADISON AVE APT 19, 19, MADISON, NJ 07940-1435 |
| Name | Verified Name |
|---|---|
| Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Document Number | 2023042153 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023042153 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0236550156 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 23655/0156 |
| Instrument | 2019064998 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 58 PROSPECT ST, MADISON, NJ 07940-2642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0236550144 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 23655/0144 |
| Instrument | 2019064997 |
| Name | MNET MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2049 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,100 (-) Land $456,600 Building $341,500 | $798,100 (-) Land $456,600 Building $341,500 | |
| 2025 | $798,100 Land $456,600 Building $341,500 | $798,100 Land $456,600 Building $341,500 | |
| 2024 | $17,000.00 | ||
| 2023 | $736,100 (-) Land $456,600 Building $279,500 | $736,100 (-) Land $456,600 Building $279,500 | |
| 2022 | $15,119.00 (+1.38%) | $736,100 Land $456,600 Building $279,500 | $736,100 Land $456,600 Building $279,500 |
| 2021 | $14,913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 58 Prospect St; there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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