Union County and Summit City property record for 58 Prospect Hill Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 4,077 sqft · built 1928 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,780,000 (Dec 2025) |
| Tax Bill | $47,951 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03502-0000-00014 |
| Primary APN | 18-03502-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,077 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 208 ft deep x 120 ft wide |
| Old Parcel Number | 1800184000000016 |
|---|---|
| Street Address | 58 PROSPECT HILL AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R25 |
| Legal Subdivision | PROSPECT HILL AVENUE |
| Legal Block | 3502 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 37700 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 58 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BANK |
| Oct 11, 2018 | Deed of Trust, Mortgage CONNECTONE BK |
| Aug 7, 2018 | Grant Deed, Transfer SIMPLICITY TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Aug 7, 2018 · Amount on Record |
| Deed Document Number | 202551190 |
| Deed Book / Page | 6602 / 2939 |
| Prior Transfer Date | Dec 11, 2013 |
| Prior Transfer Doc | 0059860680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 2, 2025 |
| Property Address | 58 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740 |
| Document Number | 0066022939 |
| Book / Page | 6602 / 2939 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 51190 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | HILLTOP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 2ND ST # ST3105, ST3105, JERSEY CITY, NJ 07302-3096 |
| Name | Verified Name |
|---|---|
| Address | 58 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740 |
| Document Number | 0157282416 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 15728/2416 |
| Instrument | 85851 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 58 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0152320029 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 15232/29 |
| Instrument | 38597 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 58 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740 |
| Document Number | 0000664137 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 58 PROSPECT HILL AVE SUMMIT NJ 079013740, SUMMIT, NJ 07901-3740 |
| Document Number | 0000664137 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 664137 |
| Name | CONNECTONE BK |
|---|---|
| Type | Bank |
| Address | 2455 MORRIS AVE, UNION, NJ 07083-5655 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 7, 2018 |
| Property Address | 58 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740 |
| Document Number | 0062790589 |
| Book / Page | 006279 / 000589 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 303232 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,436.66 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 58 PROSPECT HILL AVE SUMMIT NJ 079013740, SUMMIT, NJ 07901-3740 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072,500 (-) Land $451,900 Building $620,600 | $1,072,500 (-) Land $451,900 Building $620,600 | |
| 2025 | $47,951.00 (+2.64%) | $1,072,500 (-) Land $451,900 Building $620,600 | $1,072,500 (-) Land $451,900 Building $620,600 |
| 2024 | $46,718.00 (+1.7%) | ||
| 2023 | $1,072,500 Land $451,900 Building $620,600 | $1,072,500 Land $451,900 Building $620,600 | |
| 2022 | $45,935.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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