58 Pine Valley Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 58 Pine Valley Dr, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,604 sqft · built 2006
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,362 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN7558-34-1747

Property Details

APN / Parcel Number

Primary APN7558-34-1747
Alternative APN
  • 150589

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,604 sqft Heated Area
1st Floor Area1,604 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address58 PINE VALLEY DR
CityCULLOWHEE
StateNC
Zip28723-5800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR F1 OFF PARKER FARM RD
Legal TractF1
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5020
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address58 PINE VALLEY DR, CULLOWHEE, NC 28723-5800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 23, 2008
Transfer Doc0017800393
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address58 PINE VALLEY DR, CULLOWHEE, NC 28723-5800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022551238
DateDec 4, 2019
Book Page2255/1238
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.3%
Type Change DateNov 26, 2024
Index5-Year CMT

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$358,601 (-) Land $29,630 Building $328,971
2025$1,362.00 (+63.9%)$358,601 (+63.86%) Land $29,630 Building $328,971
2023$831.00$218,850 Land $29,620 Building $189,230

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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